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ZIP Code98388

Steilacoom, WA

Pierce County · Washington · United States
Home to 7,054 people across 8.836 square miles.

Pacific79 ZIPs in county

At a glance

98388 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
7,054
±38 · 66th pctile nationally
Median household income
$97,634
US median $70,109 · top 25%
Median home value
$594,600
US median $207,500 · top 10%
Median age
41
US median 42 years
Population density
798/mi²
top 25% most dense
Land area
8.836 mi²
plus 12.844 mi² water

Location

Where 98388 is

47.209498, -122.684297 · Census ZCTA internal pointOpen larger map →
Coordinates47.209498, -122.684297
Time zoneAmerica/Los_Angeles
CountyPierce County
StateWashington (WA)
Land area8.836 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Los_Angeles

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Seattle, WA32.0 mi
San Francisco, CA652.0 mi
Los Angeles, CA938.0 mi
Denver, CO1022.9 mi

People

Who lives in 98388

7,054 residents in 2,764 households, averaging 2.55 people per household. The largest age group is under 18 at 19.1% of residents.

Age distribution

Share of residents by age band

Under 1819.1%
18-248.2%
25-3411.8%
35-4416.1%
45-5411.5%
55-6414.6%
65+18.8%

Households

Composition and size

Total households2,764
Average household size2.55
Family households69.5%
Living alone23.4%
Median age41 years
Households with internet95.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White74.8%
Black4.9%
Asian5.4%
Native American1.1%
Pacific Islander0.2%
Other1.6%
Two or more12.1%
Hispanic / Latino11.5%

Income & work

What people earn in 98388

The median household here earns $97,634 a year, above the US median of $70,109, which puts 98388 ahead of 81% of American ZIP codes. 14.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$97,634
LowestHighest
Higher than 81% of all US ZIP codes.
Median household income$97,634 ±$14,217
Per capita income$48,264
Poverty rate14.2%
Unemployment rate6.0%
Labor force participation62.1%

Household income distribution

Share of households in each bracket

<$25k11.6%
$25-50k11.7%
$50-75k16.2%
$75-100k12.5%
$100-150k17.4%
$150-200k15.9%
$200k+14.7%

Educational attainment among residents 25 and older: 45.3% hold a bachelor's degree or higher, 93.5% finished high school.

Housing

Homes and rent in 98388

A typical home is valued at $594,600, and median rent runs $1,721 a month. This is an owner-majority area — 64.8% of occupied homes are owned, and the typical building went up in 1977.

Costs

Typical values

Median home value$594,600
Median gross rent$1,721/mo
Median year built1977
Housing units2,846
Vacancy rate2.9%

Own vs. rent

Of 2,764 occupied units

Owner-occupied64.8%
Renter-occupied35.2%
Owner households1,792
Renter households972

Building types

Units by structure size

Single family77.0%
2-4 units8.0%
5-19 units11.7%
20+ units3.3%

Getting to work

How 98388 commutes

62.6% of workers drove alone, and the average one-way trip takes 29.9 minutes. 21.7% work from home.

Mode of transport

Workers 16 and older

Drove alone62.6%
Carpooled7.1%
Public transit4.1%
Walked4.2%
Worked from home21.7%

Travel time

Mean commute 29.9 minutes

<10 min12.1%
10-1924.0%
20-2925.1%
30-4420.6%
45-595.1%
60+13.0%

Overview

Understanding ZIP code 98388

ZIP code 98388 is assigned to Steilacoom, WA, and falls within Pierce County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 7,054 people live inside it.

At 798 residents per square mile spread over 8.836 square miles, 98388 reads as a small-town area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $97,634, 98388 sits comfortably in the upper half, ahead of 81% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Steilacoom looks like

Housing in 98388 costs well above the national median. A typical home is valued at $594,600 against a US median of $207,500, and median gross rent runs $1,721 a month. The split between owning and renting is fairly even at 64.8% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 77.0% of housing units here. The median construction year is 1977, making the housing here from the later twentieth century. At 2.9%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 41 against 42 nationally. The average household holds 2.55 people, and 69.5% are family households.

Getting to work takes 29.9 minutes on average one way. The dominant mode is drove alone at 62.6% of workers, while 21.7% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Steilacoom, WA

Steilacoom is a smaller community, so options inside 98388 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 98388 is $1,721 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Seattle, WA is about 32.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 98388 is used for

Beyond addressing mail, 98388 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 98388 offers a compact profile of Steilacoom: 7,054 residents, a median household income of $97,634, 45.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 6.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 98388 may cover parts of several distinct areas, and a single neighbourhood in Steilacoom may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 98388

What city is ZIP code 98388 in?
98388 serves Steilacoom, Washington, in Pierce County, United States.
What is the population of 98388?
About 7,054 people live in ZIP code 98388, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±38. That works out to roughly 798 people per square mile.
What is the average income in 98388?
The median household income in 98388 is $97,634 per year, compared with a US median of $70,109. Per capita income is $48,264. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 98388?
The median home value is $594,600 and median gross rent is $1,721 a month. 64.8% of occupied homes are owner-occupied.
Is 98388 a good place to live?
That depends on what you're looking for, but here are the facts: 45.3% of adults hold a bachelor's degree or higher, the unemployment rate is 6.0%, and the median age is 41. The average commute is 29.9 minutes. We publish the numbers and let you weigh them.
What time zone is 98388 in?
98388 observes Pacific Time (America/Los_Angeles). This zone observes daylight saving time.
How big is ZIP code 98388?
ZIP code 98388 covers 8.836 square miles of land plus 12.844 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 98388 urban, suburban or rural?
By population density, 98388 reads as a small-town area. It holds 798 people per square mile across 8.836 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 98388?
Median gross rent in 98388 is $1,721 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 2,764 occupied homes here, 972 are rented.
What is the commute like from 98388?
The average one-way commute from 98388 takes about 29.9 minutes. The most common way to travel is drove alone, used by 62.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 98388?
About 3,109 residents of 98388 are employed. Labor force participation stands at 62.1% and the unemployment rate is 6.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 98388?
Accommodation in and around Steilacoom, WA ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 98388 cover more than one city or county?
This page lists Steilacoom as the primary place and Pierce County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 98388 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 98388. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 98388, the Census approximation of the USPS delivery area.