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ZIP Code03235

Franklin, NH

Merrimack County · New Hampshire · United States
Home to 8,843 people across 29.84 square miles.

Eastern29 ZIPs in county

At a glance

03235 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
8,843
±49 · 69th pctile nationally
Median household income
$69,921
US median $70,109 · 50th pctile
Median home value
$244,800
US median $207,500 · 60th pctile
Median age
42.9
US median 42 years
Population density
296/mi²
67th pctile most dense
Land area
29.84 mi²
plus 1.741 mi² water

Location

Where 03235 is

43.448973, -71.674166 · Census ZCTA internal pointOpen larger map →
Coordinates43.448973, -71.674166
Time zoneAmerica/New_York
CountyMerrimack County
StateNew Hampshire (NH)
Land area29.84 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Boston, MA81.4 mi
New York, NY223.7 mi
Philadelphia, PA301.3 mi
Chicago, IL816.6 mi

People

Who lives in 03235

8,843 residents in 3,623 households, averaging 2.44 people per household. The largest age group is 65+ at 20.7% of residents.

Age distribution

Share of residents by age band

Under 1817.7%
18-248.0%
25-3412.0%
35-4415.3%
45-5411.6%
55-6414.7%
65+20.7%

Households

Composition and size

Total households3,623
Average household size2.44
Family households64.1%
Living alone29.7%
Median age42.9 years
Households with internet83.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White94.3%
Black0.3%
Asian0.2%
Other0.7%
Two or more4.5%

Income & work

What people earn in 03235

The median household here earns $69,921 a year, below the US median of $70,109, which puts 03235 ahead of 50% of American ZIP codes. 6.4% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$69,921
LowestHighest
Higher than 50% of all US ZIP codes.
Median household income$69,921 ±$10,199
Per capita income$35,690
Poverty rate6.4%
Unemployment rate4.5%
Labor force participation63.9%

Household income distribution

Share of households in each bracket

<$25k13.2%
$25-50k23.8%
$50-75k15.7%
$75-100k14.9%
$100-150k21.3%
$150-200k5.8%
$200k+5.4%

Educational attainment among residents 25 and older: 19.4% hold a bachelor's degree or higher, 90.6% finished high school.

Housing

Homes and rent in 03235

A typical home is valued at $244,800, and median rent runs $1,088 a month. This is an owner-majority area — 62.6% of occupied homes are owned, and the typical building went up in 1958.

Costs

Typical values

Median home value$244,800
Median gross rent$1,088/mo
Median year built1958
Housing units4,021
Vacancy rate9.9%

Own vs. rent

Of 3,623 occupied units

Owner-occupied62.6%
Renter-occupied37.4%
Owner households2,269
Renter households1,354

Building types

Units by structure size

Single family57.2%
2-4 units27.0%
5-19 units11.5%
20+ units4.3%

Getting to work

How 03235 commutes

76.3% of workers drove alone, and the average one-way trip takes 32.2 minutes.

Mode of transport

Workers 16 and older

Drove alone76.3%
Carpooled12.1%
Walked1.9%
Worked from home8.4%

Travel time

Mean commute 32.2 minutes

<10 min13.9%
10-1916.3%
20-2918.1%
30-4428.7%
45-5912.6%
60+10.5%

Overview

Understanding ZIP code 03235

ZIP code 03235 is assigned to Franklin, NH, and falls within Merrimack County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 8,843 people live inside it.

At 296 residents per square mile spread over 29.84 square miles, 03235 reads as a small-town area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $69,921 puts 03235 near the middle of the pack, ahead of 50% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Franklin looks like

Housing in 03235 costs close to the national median. A typical home is valued at $244,800 against a US median of $207,500, and median gross rent runs $1,088 a month. The split between owning and renting is fairly even at 62.6% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 57.2% of housing units here. The median construction year is 1958, making the housing here mid-century.

The population skews broadly in line with the national age profile, with a median age of 42.9 against 42 nationally. The average household holds 2.44 people, and 64.1% are family households.

Getting to work takes 32.2 minutes on average one way. The dominant mode is drove alone at 76.3% of workers.

Where to stay

Where to stay in Franklin, NH

Franklin is a smaller community, so options inside 03235 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 03235 is $1,088 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Boston, MA is about 81.4 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 03235 is used for

Beyond addressing mail, 03235 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 03235 offers a compact profile of Franklin: 8,843 residents, a median household income of $69,921, 19.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 03235 may cover parts of several distinct areas, and a single neighbourhood in Franklin may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 03235

What city is ZIP code 03235 in?
03235 serves Franklin, New Hampshire, in Merrimack County, United States.
What is the population of 03235?
About 8,843 people live in ZIP code 03235, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±49. That works out to roughly 296 people per square mile.
What is the average income in 03235?
The median household income in 03235 is $69,921 per year, compared with a US median of $70,109. Per capita income is $35,690. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 03235?
The median home value is $244,800 and median gross rent is $1,088 a month. 62.6% of occupied homes are owner-occupied.
Is 03235 a good place to live?
That depends on what you're looking for, but here are the facts: 19.4% of adults hold a bachelor's degree or higher, the unemployment rate is 4.5%, and the median age is 42.9. The average commute is 32.2 minutes. We publish the numbers and let you weigh them.
What time zone is 03235 in?
03235 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 03235?
ZIP code 03235 covers 29.84 square miles of land plus 1.741 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 03235 urban, suburban or rural?
By population density, 03235 reads as a small-town area. It holds 296 people per square mile across 29.84 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 03235?
Median gross rent in 03235 is $1,088 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 3,623 occupied homes here, 1,354 are rented.
What is the commute like from 03235?
The average one-way commute from 03235 takes about 32.2 minutes. The most common way to travel is drove alone, used by 76.3% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 03235?
About 4,592 residents of 03235 are employed. Labor force participation stands at 63.9% and the unemployment rate is 4.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 03235?
Accommodation in and around Franklin, NH ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 03235 cover more than one city or county?
This page lists Franklin as the primary place and Merrimack County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 03235 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 03235. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 03235, the Census approximation of the USPS delivery area.