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ZIP Code04490

Topsfield, ME

Washington County · Maine · United States
Home to 240 people across 178.868 square miles.

EasternOwner-majority32 ZIPs in county

At a glance

04490 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
240
±55 · bottom 25% nationally
Median household income
$47,656
US median $70,109 · bottom 25%
Median home value
$116,700
US median $207,500 · bottom 25%
Median age
62.8
US median 42 years
Population density
1/mi²
bottom 10% most dense
Land area
178.868 mi²
plus 10.292 mi² water

Location

Where 04490 is

45.394222, -67.828259 · Census ZCTA internal pointOpen larger map →
Coordinates45.394222, -67.828259
Time zoneAmerica/New_York
CountyWashington County
StateMaine (ME)
Land area178.868 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Boston, MA264.2 mi
New York, NY449.1 mi
Philadelphia, PA529.0 mi
Chicago, IL1016.7 mi

People

Who lives in 04490

240 residents in 135 households, averaging 1.78 people per household. The largest age group is 65+ at 44.2% of residents.

Age distribution

Share of residents by age band

Under 1813.3%
18-242.1%
25-346.2%
35-445.8%
45-548.3%
55-6420.0%
65+44.2%

Households

Composition and size

Total households135
Average household size1.78
Family households56.3%
Living alone40.0%
Median age62.8 years
Households with internet79.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White97.1%
Native American0.8%
Two or more2.1%
Hispanic / Latino1.7%

Income & work

What people earn in 04490

The median household here earns $47,656 a year, below the US median of $70,109, which puts 04490 ahead of 13% of American ZIP codes. 7.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$47,656
LowestHighest
Higher than 13% of all US ZIP codes.
Median household income$47,656 ±$7,164
Per capita income$47,846
Poverty rate7.5%
Unemployment rate0.0%
Labor force participation43.8%

Household income distribution

Share of households in each bracket

<$25k13.3%
$25-50k42.2%
$50-75k17.0%
$75-100k10.4%
$100-150k14.1%
$150-200k0.0%
$200k+3.0%

Educational attainment among residents 25 and older: 19.2% hold a bachelor's degree or higher, 97.5% finished high school.

Housing

Homes and rent in 04490

A typical home is valued at $116,700. This is an owner-majority area — 96.3% of occupied homes are owned, and the typical building went up in 1973.

Costs

Typical values

Median home value$116,700
Median gross rent—/mo
Median year built1973
Housing units235
Vacancy rate42.6%

Own vs. rent

Of 135 occupied units

Owner-occupied96.3%
Renter-occupied3.7%
Owner households130
Renter households5

Building types

Units by structure size

Single family93.2%
20+ units6.8%

Getting to work

How 04490 commutes

79.1% of workers drove alone, and the average one-way trip takes 38.2 minutes.

Mode of transport

Workers 16 and older

Drove alone79.1%
Carpooled8.8%
Walked3.3%
Worked from home8.8%

Travel time

Mean commute 38.2 minutes

<10 min21.7%
10-190.0%
20-2912.0%
30-4432.5%
45-598.4%
60+25.3%

Overview

Understanding ZIP code 04490

ZIP code 04490 is assigned to Topsfield, ME, and falls within Washington County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 240 people live inside it.

At 1 residents per square mile spread over 178.868 square miles, 04490 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $47,656, 04490 ranks among the lower-income postal codes, ahead of 13% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Topsfield looks like

Housing in 04490 costs below the national median. A typical home is valued at $116,700 against a US median of $207,500. Ownership dominates: 96.3% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 93.2% of housing units here. The median construction year is 1973, making the housing here from the later twentieth century. The vacancy rate of 42.6% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews considerably older than the national median, with a median age of 62.8 against 42 nationally. Households average just 1.78 people, and 40.0% consist of one person living alone — a signature of areas with a lot of studio and one-bedroom stock.

Getting to work takes 38.2 minutes on average one way. The dominant mode is drove alone at 79.1% of workers.

Where to stay

Where to stay in Topsfield, ME

04490 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, Boston, MA is about 264.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 04490 is used for

Beyond addressing mail, 04490 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 04490 offers a compact profile of Topsfield: 240 residents, a median household income of $47,656, 19.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 04490 may cover parts of several distinct areas, and a single neighbourhood in Topsfield may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 04490

What city is ZIP code 04490 in?
04490 serves Topsfield, Maine, in Washington County, United States.
What is the population of 04490?
About 240 people live in ZIP code 04490, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±55. That works out to roughly 1 people per square mile.
What is the average income in 04490?
The median household income in 04490 is $47,656 per year, compared with a US median of $70,109. Per capita income is $47,846. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 04490?
The median home value is $116,700 and median gross rent is — a month. 96.3% of occupied homes are owner-occupied.
Is 04490 a good place to live?
That depends on what you're looking for, but here are the facts: 19.2% of adults hold a bachelor's degree or higher, the unemployment rate is 0.0%, and the median age is 62.8. The average commute is 38.2 minutes. We publish the numbers and let you weigh them.
What time zone is 04490 in?
04490 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 04490?
ZIP code 04490 covers 178.868 square miles of land plus 10.292 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 04490 urban, suburban or rural?
By population density, 04490 reads as a rural area. It holds 1 people per square mile across 178.868 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 04490?
The average one-way commute from 04490 takes about 38.2 minutes. The most common way to travel is drove alone, used by 79.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 04490?
About 91 residents of 04490 are employed. Labor force participation stands at 43.8% and the unemployment rate is 0.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 04490?
Accommodation in and around Topsfield, ME ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 04490 cover more than one city or county?
This page lists Topsfield as the primary place and Washington County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 04490 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 04490. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 04490, the Census approximation of the USPS delivery area.