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ZIP Code12010

Amsterdam, NY

Montgomery County · New York · United States
Home to 27,339 people across 128.307 square miles.

Eastern15 ZIPs in county

At a glance

12010 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
27k
±717 · top 25% nationally
Median household income
$60,013
US median $70,109 · 32th pctile
Median home value
$161,500
US median $207,500 · 34th pctile
Median age
42
US median 42 years
Population density
213/mi²
63th pctile most dense
Land area
128.307 mi²
plus 2.913 mi² water

Location

Where 12010 is

42.937632, -74.173325 · Census ZCTA internal pointOpen larger map →
Coordinates42.937632, -74.173325
Time zoneAmerica/New_York
CountyMontgomery County
StateNew York (NY)
Land area128.307 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY154.0 mi
Boston, MA163.2 mi
Philadelphia, PA212.5 mi
Chicago, IL689.6 mi

People

Who lives in 12010

27,339 residents in 11,277 households, averaging 2.42 people per household. The largest age group is under 18 at 22.5% of residents.

Age distribution

Share of residents by age band

Under 1822.5%
18-246.4%
25-3412.1%
35-4412.5%
45-5412.4%
55-6413.4%
65+20.6%

Households

Composition and size

Total households11,277
Average household size2.42
Family households59.0%
Living alone33.2%
Median age42 years
Households with internet83.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White73.7%
Black4.9%
Asian1.5%
Native American0.5%
Pacific Islander0.0%
Other10.2%
Two or more9.3%
Hispanic / Latino23.0%

Income & work

What people earn in 12010

The median household here earns $60,013 a year, below the US median of $70,109, which puts 12010 ahead of 32% of American ZIP codes. 16.3% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$60,013
LowestHighest
Higher than 32% of all US ZIP codes.
Median household income$60,013 ±$3,411
Per capita income$33,121
Poverty rate16.3%
Unemployment rate6.1%
Labor force participation60.4%

Household income distribution

Share of households in each bracket

<$25k20.8%
$25-50k21.8%
$50-75k16.4%
$75-100k12.7%
$100-150k15.5%
$150-200k7.3%
$200k+5.6%

Educational attainment among residents 25 and older: 22.9% hold a bachelor's degree or higher, 88.9% finished high school.

Housing

Homes and rent in 12010

A typical home is valued at $161,500, and median rent runs $952 a month. This is an owner-majority area — 63.8% of occupied homes are owned, and the typical building went up in 1946.

Costs

Typical values

Median home value$161,500
Median gross rent$952/mo
Median year built1946
Housing units13,436
Vacancy rate16.1%

Own vs. rent

Of 11,277 occupied units

Owner-occupied63.8%
Renter-occupied36.2%
Owner households7,196
Renter households4,081

Building types

Units by structure size

Single family53.0%
2-4 units37.4%
5-19 units4.3%
20+ units5.2%

Getting to work

How 12010 commutes

73.6% of workers drove alone, and the average one-way trip takes 24.0 minutes.

Mode of transport

Workers 16 and older

Drove alone73.6%
Carpooled9.6%
Public transit0.2%
Walked2.0%
Bike0.8%
Worked from home9.8%

Travel time

Mean commute 24.0 minutes

<10 min25.1%
10-1928.0%
20-2915.7%
30-4416.3%
45-5910.1%
60+4.7%

Overview

Understanding ZIP code 12010

ZIP code 12010 is assigned to Amsterdam, NY, and falls within Montgomery County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 27,339 people live inside it.

At 213 residents per square mile spread over 128.307 square miles, 12010 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $60,013, 12010 sits in the lower half, ahead of 32% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Amsterdam looks like

Housing in 12010 costs below the national median. A typical home is valued at $161,500 against a US median of $207,500, and median gross rent runs $952 a month. The split between owning and renting is fairly even at 63.8% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 53.0% of housing units here. The median construction year is 1946, making the housing here mid-century.

The population skews broadly in line with the national age profile, with a median age of 42 against 42 nationally. The average household holds 2.42 people, and 59.0% are family households.

Getting to work takes 24.0 minutes on average one way. The dominant mode is drove alone at 73.6% of workers.

Where to stay

Where to stay in Amsterdam, NY

Amsterdam is a smaller community, so options inside 12010 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 12010 is $952 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, New York, NY is about 154.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 12010 is used for

Beyond addressing mail, 12010 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 12010 offers a compact profile of Amsterdam: 27,339 residents, a median household income of $60,013, 22.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 6.1%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 12010 may cover parts of several distinct areas, and a single neighbourhood in Amsterdam may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 12010

What city is ZIP code 12010 in?
12010 serves Amsterdam, New York, in Montgomery County, United States.
What is the population of 12010?
About 27,339 people live in ZIP code 12010, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±717. That works out to roughly 213 people per square mile.
What is the average income in 12010?
The median household income in 12010 is $60,013 per year, compared with a US median of $70,109. Per capita income is $33,121. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 12010?
The median home value is $161,500 and median gross rent is $952 a month. 63.8% of occupied homes are owner-occupied.
Is 12010 a good place to live?
That depends on what you're looking for, but here are the facts: 22.9% of adults hold a bachelor's degree or higher, the unemployment rate is 6.1%, and the median age is 42. The average commute is 24.0 minutes. We publish the numbers and let you weigh them.
What time zone is 12010 in?
12010 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 12010?
ZIP code 12010 covers 128.307 square miles of land plus 2.913 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 12010 urban, suburban or rural?
By population density, 12010 reads as a small-town area. It holds 213 people per square mile across 128.307 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 12010?
Median gross rent in 12010 is $952 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 11,277 occupied homes here, 4,081 are rented.
What is the commute like from 12010?
The average one-way commute from 12010 takes about 24.0 minutes. The most common way to travel is drove alone, used by 73.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 12010?
About 12,271 residents of 12010 are employed. Labor force participation stands at 60.4% and the unemployment rate is 6.1%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 12010?
Accommodation in and around Amsterdam, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 12010 cover more than one city or county?
This page lists Amsterdam as the primary place and Montgomery County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 12010 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 12010. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 12010, the Census approximation of the USPS delivery area.