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ZIP Code12168

Stephentown, NY

Rensselaer County · New York · United States
Home to 1,691 people across 30.784 square miles.

EasternOwner-majority31 ZIPs in county

At a glance

12168 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
1,691
±288 · 42th pctile nationally
Median household income
$86,028
US median $70,109 · 72th pctile
Median home value
$216,000
US median $207,500 · 52th pctile
Median age
47.8
US median 42 years
Population density
55/mi²
44th pctile most dense
Land area
30.784 mi²
plus 0.089 mi² water

Location

Where 12168 is

42.573634, -73.370724 · Census ZCTA internal pointOpen larger map →
Coordinates42.573634, -73.370724
Time zoneAmerica/New_York
CountyRensselaer County
StateNew York (NY)
Land area30.784 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Boston, MA118.7 mi
New York, NY132.7 mi
Philadelphia, PA203.7 mi
Chicago, IL730.3 mi

People

Who lives in 12168

1,691 residents in 680 households, averaging 2.49 people per household. The largest age group is 45-54 at 27.0% of residents.

Age distribution

Share of residents by age band

Under 1815.7%
18-245.8%
25-3414.0%
35-448.2%
45-5427.0%
55-649.8%
65+19.6%

Households

Composition and size

Total households680
Average household size2.49
Family households61.2%
Living alone23.1%
Median age47.8 years
Households with internet90.4%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White90.8%
Black1.8%
Other3.5%
Two or more4.0%
Hispanic / Latino2.9%

Income & work

What people earn in 12168

The median household here earns $86,028 a year, above the US median of $70,109, which puts 12168 ahead of 72% of American ZIP codes. 0.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$86,028
LowestHighest
Higher than 72% of all US ZIP codes.
Median household income$86,028 ±$16,988
Per capita income$43,140
Poverty rate0.6%
Unemployment rate25.4%
Labor force participation73.9%

Household income distribution

Share of households in each bracket

<$25k10.0%
$25-50k7.5%
$50-75k25.9%
$75-100k19.9%
$100-150k20.4%
$150-200k1.5%
$200k+14.9%

Educational attainment among residents 25 and older: 32.9% hold a bachelor's degree or higher, 92.3% finished high school.

Housing

Homes and rent in 12168

A typical home is valued at $216,000. This is an owner-majority area — 82.5% of occupied homes are owned, and the typical building went up in 1979.

Costs

Typical values

Median home value$216,000
Median gross rent—/mo
Median year built1979
Housing units793
Vacancy rate14.2%

Own vs. rent

Of 680 occupied units

Owner-occupied82.5%
Renter-occupied17.5%
Owner households561
Renter households119

Building types

Units by structure size

Single family71.9%
2-4 units7.6%
20+ units20.6%

Getting to work

How 12168 commutes

86.9% of workers drove alone, and the average one-way trip takes 32.4 minutes.

Mode of transport

Workers 16 and older

Drove alone86.9%
Carpooled6.5%
Walked1.1%
Worked from home4.6%

Travel time

Mean commute 32.4 minutes

<10 min12.4%
10-1912.3%
20-297.8%
30-4452.5%
45-5910.9%
60+4.2%

Overview

Understanding ZIP code 12168

ZIP code 12168 is assigned to Stephentown, NY, and falls within Rensselaer County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 1,691 people live inside it.

At 55 residents per square mile spread over 30.784 square miles, 12168 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $86,028, 12168 sits comfortably in the upper half, ahead of 72% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Stephentown looks like

Housing in 12168 costs close to the national median. A typical home is valued at $216,000 against a US median of $207,500. Ownership dominates: 82.5% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 71.9% of housing units here. The median construction year is 1979, making the housing here from the later twentieth century.

The population skews older than the national median, with a median age of 47.8 against 42 nationally. The average household holds 2.49 people, and 61.2% are family households.

Getting to work takes 32.4 minutes on average one way. The dominant mode is drove alone at 86.9% of workers.

Where to stay

Where to stay in Stephentown, NY

12168 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, Boston, MA is about 118.7 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 12168 is used for

Beyond addressing mail, 12168 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 12168 offers a compact profile of Stephentown: 1,691 residents, a median household income of $86,028, 32.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 25.4%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 12168 may cover parts of several distinct areas, and a single neighbourhood in Stephentown may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 12168

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every New York ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Stephentown

Stephentown is served by 2 postal codes.

More in Rensselaer County

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Questions

Common questions about 12168

What city is ZIP code 12168 in?
12168 serves Stephentown, New York, in Rensselaer County, United States.
What is the population of 12168?
About 1,691 people live in ZIP code 12168, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±288. That works out to roughly 55 people per square mile.
What is the average income in 12168?
The median household income in 12168 is $86,028 per year, compared with a US median of $70,109. Per capita income is $43,140. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 12168?
The median home value is $216,000 and median gross rent is — a month. 82.5% of occupied homes are owner-occupied.
Is 12168 a good place to live?
That depends on what you're looking for, but here are the facts: 32.9% of adults hold a bachelor's degree or higher, the unemployment rate is 25.4%, and the median age is 47.8. The average commute is 32.4 minutes. We publish the numbers and let you weigh them.
What time zone is 12168 in?
12168 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 12168?
ZIP code 12168 covers 30.784 square miles of land plus 0.089 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 12168 urban, suburban or rural?
By population density, 12168 reads as a rural area. It holds 55 people per square mile across 30.784 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 12168?
The average one-way commute from 12168 takes about 32.4 minutes. The most common way to travel is drove alone, used by 86.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 12168?
About 794 residents of 12168 are employed. Labor force participation stands at 73.9% and the unemployment rate is 25.4%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 12168?
Accommodation in and around Stephentown, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 12168 cover more than one city or county?
This page lists Stephentown as the primary place and Rensselaer County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 12168 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 12168. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 12168, the Census approximation of the USPS delivery area.