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ZIP Code12305

Schenectady, NY

Schenectady County · New York · United States
Home to 7,764 people across 1.486 square miles.

EasternRenter-majority17 ZIPs in county

At a glance

12305 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
7,764
±784 · 67th pctile nationally
Median household income
$50,308
US median $70,109 · bottom 25%
Median home value
$162,500
US median $207,500 · 35th pctile
Median age
33.7
US median 42 years
Population density
5,225/mi²
top 10% most dense
Land area
1.486 mi²
plus 0.085 mi² water

Location

Where 12305 is

42.812011, -73.950342 · Census ZCTA internal pointOpen larger map →
Coordinates42.812011, -73.950342
Time zoneAmerica/New_York
CountySchenectady County
StateNew York (NY)
Land area1.486 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

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Distance to major cities

Straight-line, computed from coordinates

New York, NY145.1 mi
Boston, MA150.4 mi
Philadelphia, PA207.4 mi
Chicago, IL700.8 mi

People

Who lives in 12305

7,764 residents in 3,754 households, averaging 2.07 people per household. The largest age group is 18-24 at 26.1% of residents, and 61.8% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 185.8%
18-2426.1%
25-3420.1%
35-4413.3%
45-5412.1%
55-6411.4%
65+11.2%

Households

Composition and size

Total households3,754
Average household size2.07
Family households27.0%
Living alone61.8%
Median age33.7 years
Households with internet81.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White60.8%
Black20.0%
Asian2.4%
Native American0.2%
Other2.9%
Two or more13.7%
Hispanic / Latino10.0%

Income & work

What people earn in 12305

The median household here earns $50,308 a year, below the US median of $70,109, which puts 12305 ahead of 16% of American ZIP codes. 16.8% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$50,308
LowestHighest
Higher than 16% of all US ZIP codes.
Median household income$50,308 ±$12,915
Per capita income$35,352
Poverty rate16.8%
Unemployment rate6.9%
Labor force participation63.5%

Household income distribution

Share of households in each bracket

<$25k26.2%
$25-50k23.6%
$50-75k16.4%
$75-100k11.7%
$100-150k13.4%
$150-200k5.1%
$200k+3.6%

Educational attainment among residents 25 and older: 33.7% hold a bachelor's degree or higher, 88.3% finished high school.

Housing

Homes and rent in 12305

A typical home is valued at $162,500, and median rent runs $1,067 a month. This is a renter-majority area — 86.3% of occupied homes are rented, and the typical building went up in 1938.

Costs

Typical values

Median home value$162,500
Median gross rent$1,067/mo
Median year built1938
Housing units4,103
Vacancy rate8.5%

Own vs. rent

Of 3,754 occupied units

Owner-occupied13.7%
Renter-occupied86.3%
Owner households514
Renter households3,240

Building types

Units by structure size

Single family5.7%
2-4 units35.2%
5-19 units40.1%
20+ units19.0%

Getting to work

How 12305 commutes

63.9% of workers drove alone, and the average one-way trip takes 20.7 minutes.

Mode of transport

Workers 16 and older

Drove alone63.9%
Carpooled3.1%
Public transit5.0%
Walked18.3%
Bike0.4%
Worked from home8.8%

Travel time

Mean commute 20.7 minutes

<10 min27.3%
10-1935.8%
20-297.4%
30-4423.9%
45-593.6%
60+2.0%

Overview

Understanding ZIP code 12305

ZIP code 12305 is assigned to Schenectady, NY, and falls within Schenectady County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 7,764 people live inside it.

At 5,225 residents per square mile spread over 1.486 square miles, 12305 reads as a densely built-up area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $50,308, 12305 sits in the lower half, ahead of 16% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Schenectady looks like

Housing in 12305 costs below the national median. A typical home is valued at $162,500 against a US median of $207,500, and median gross rent runs $1,067 a month. This is firmly renter territory — 86.3% of occupied homes are rented, a pattern typical of city centres, student areas and neighbourhoods with a lot of apartment stock.

The building stock is dominated by mid-sized apartment buildings, which account for 40.1% of housing units here. The median construction year is 1938, making the housing here largely pre-war.

The population skews younger than the country as a whole, with a median age of 33.7 against 42 nationally. The average household holds 2.07 people, and 27.0% are family households.

Getting to work takes 20.7 minutes on average one way. The dominant mode is drove alone at 63.9% of workers, while 18.3% walk. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Schenectady, NY

Schenectady is a built-up area, so you will generally find a mix of chain hotels near the main approach roads and a smaller number of independent properties closer to the centre. Staying in 12305 itself often costs less than an equivalent room in the nearest downtown while keeping you close to it.

Median rent in 12305 is $1,067 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, New York, NY is about 145.1 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 12305 is used for

Beyond addressing mail, 12305 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 12305 offers a compact profile of Schenectady: 7,764 residents, a median household income of $50,308, 33.7% of adults holding a bachelor's degree or higher, and an unemployment rate of 6.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 12305 may cover parts of several distinct areas, and a single neighbourhood in Schenectady may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 12305

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every New York ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Schenectady

Schenectady is served by 11 postal codes.

More in Schenectady County

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Questions

Common questions about 12305

What city is ZIP code 12305 in?
12305 serves Schenectady, New York, in Schenectady County, United States.
What is the population of 12305?
About 7,764 people live in ZIP code 12305, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±784. That works out to roughly 5,225 people per square mile.
What is the average income in 12305?
The median household income in 12305 is $50,308 per year, compared with a US median of $70,109. Per capita income is $35,352. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 12305?
The median home value is $162,500 and median gross rent is $1,067 a month. 13.7% of occupied homes are owner-occupied.
Is 12305 a good place to live?
That depends on what you're looking for, but here are the facts: 33.7% of adults hold a bachelor's degree or higher, the unemployment rate is 6.9%, and the median age is 33.7. The average commute is 20.7 minutes. We publish the numbers and let you weigh them.
What time zone is 12305 in?
12305 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 12305?
ZIP code 12305 covers 1.486 square miles of land plus 0.085 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 12305 urban, suburban or rural?
By population density, 12305 reads as a densely built-up area. It holds 5,225 people per square mile across 1.486 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 12305?
Median gross rent in 12305 is $1,067 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 3,754 occupied homes here, 3,240 are rented.
What is the commute like from 12305?
The average one-way commute from 12305 takes about 20.7 minutes. The most common way to travel is drove alone, used by 63.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 12305?
About 4,350 residents of 12305 are employed. Labor force participation stands at 63.5% and the unemployment rate is 6.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 12305?
Accommodation in and around Schenectady, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 12305 cover more than one city or county?
This page lists Schenectady as the primary place and Schenectady County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 12305 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 12305. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 12305, the Census approximation of the USPS delivery area.