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ZIP Code12406

Arkville, NY

Delaware County · New York · United States
Home to 609 people across 48.601 square miles.

Eastern34 ZIPs in county

At a glance

12406 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
609
±221 · bottom 25% nationally
Median household income
$65,643
US median $70,109 · 42th pctile
Median home value
$260,000
US median $207,500 · 64th pctile
Median age
52.5
US median 42 years
Population density
13/mi²
bottom 25% most dense
Land area
48.601 mi²
plus 0.076 mi² water

Location

Where 12406 is

42.094825, -74.576038 · Census ZCTA internal pointOpen larger map →
Coordinates42.094825, -74.576038
Time zoneAmerica/New_York
CountyDelaware County
StateNew York (NY)
Land area48.601 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY100.0 mi
Philadelphia, PA151.2 mi
Boston, MA180.9 mi
Chicago, IL669.9 mi

People

Who lives in 12406

609 residents in 328 households, averaging 1.86 people per household. The largest age group is 65+ at 31.5% of residents, and 46.3% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1812.0%
18-240.0%
25-348.5%
35-447.2%
45-5428.1%
55-6412.6%
65+31.5%

Households

Composition and size

Total households328
Average household size1.86
Family households49.1%
Living alone46.3%
Median age52.5 years
Households with internet68.6%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White63.2%
Native American36.6%
Two or more0.2%
Hispanic / Latino36.8%

Income & work

What people earn in 12406

The median household here earns $65,643 a year, below the US median of $70,109, which puts 12406 ahead of 42% of American ZIP codes. 17.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$65,643
LowestHighest
Higher than 42% of all US ZIP codes.
Median household income$65,643 ±$11,468
Per capita income$53,390
Poverty rate17.2%
Unemployment rate0.3%
Labor force participation54.5%

Household income distribution

Share of households in each bracket

<$25k27.1%
$25-50k3.7%
$50-75k50.0%
$75-100k8.5%
$100-150k1.5%
$150-200k1.8%
$200k+7.3%

Educational attainment among residents 25 and older: 17.9% hold a bachelor's degree or higher, 52.4% finished high school.

Housing

Homes and rent in 12406

A typical home is valued at $260,000, and median rent runs $816 a month. This is an owner-majority area — 70.1% of occupied homes are owned, and the typical building went up in 1979.

Costs

Typical values

Median home value$260,000
Median gross rent$816/mo
Median year built1979
Housing units653
Vacancy rate49.8%

Own vs. rent

Of 328 occupied units

Owner-occupied70.1%
Renter-occupied29.9%
Owner households230
Renter households98

Building types

Units by structure size

Single family72.1%
2-4 units6.6%
5-19 units9.0%
20+ units12.3%

Getting to work

How 12406 commutes

88.2% of workers drove alone, and the average one-way trip takes 23.1 minutes.

Mode of transport

Workers 16 and older

Drove alone88.2%
Worked from home11.8%

Travel time

Mean commute 23.1 minutes

<10 min30.5%
10-191.1%
20-2932.3%
30-4436.1%
45-590.0%
60+0.0%

Overview

Understanding ZIP code 12406

ZIP code 12406 is assigned to Arkville, NY, and falls within Delaware County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 609 people live inside it.

At 13 residents per square mile spread over 48.601 square miles, 12406 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $65,643 puts 12406 near the middle of the pack, ahead of 42% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Arkville looks like

Housing in 12406 costs close to the national median. A typical home is valued at $260,000 against a US median of $207,500, and median gross rent runs $816 a month. Ownership dominates: 70.1% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 72.1% of housing units here. The median construction year is 1979, making the housing here from the later twentieth century. The vacancy rate of 49.8% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews considerably older than the national median, with a median age of 52.5 against 42 nationally. Households average just 1.86 people, and 46.3% consist of one person living alone — a signature of areas with a lot of studio and one-bedroom stock.

Getting to work takes 23.1 minutes on average one way. The dominant mode is drove alone at 88.2% of workers, while 11.8% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Arkville, NY

12406 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $816 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, New York, NY is about 100.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 12406 is used for

Beyond addressing mail, 12406 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 12406 offers a compact profile of Arkville: 609 residents, a median household income of $65,643, 17.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 12406 may cover parts of several distinct areas, and a single neighbourhood in Arkville may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 12406

What city is ZIP code 12406 in?
12406 serves Arkville, New York, in Delaware County, United States.
What is the population of 12406?
About 609 people live in ZIP code 12406, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±221. That works out to roughly 13 people per square mile.
What is the average income in 12406?
The median household income in 12406 is $65,643 per year, compared with a US median of $70,109. Per capita income is $53,390. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 12406?
The median home value is $260,000 and median gross rent is $816 a month. 70.1% of occupied homes are owner-occupied.
Is 12406 a good place to live?
That depends on what you're looking for, but here are the facts: 17.9% of adults hold a bachelor's degree or higher, the unemployment rate is 0.3%, and the median age is 52.5. The average commute is 23.1 minutes. We publish the numbers and let you weigh them.
What time zone is 12406 in?
12406 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 12406?
ZIP code 12406 covers 48.601 square miles of land plus 0.076 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 12406 urban, suburban or rural?
By population density, 12406 reads as a rural area. It holds 13 people per square mile across 48.601 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 12406?
Median gross rent in 12406 is $816 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 328 occupied homes here, 98 are rented.
What is the commute like from 12406?
The average one-way commute from 12406 takes about 23.1 minutes. The most common way to travel is drove alone, used by 88.2% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 12406?
About 323 residents of 12406 are employed. Labor force participation stands at 54.5% and the unemployment rate is 0.3%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 12406?
Accommodation in and around Arkville, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 12406 cover more than one city or county?
This page lists Arkville as the primary place and Delaware County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 12406 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 12406. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 12406, the Census approximation of the USPS delivery area.