GetZips
ZIP Code12966

North Bangor, NY

Franklin County · New York · United States
Home to 2,962 people across 84.474 square miles.

EasternOwner-majority22 ZIPs in county

At a glance

12966 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
2,962
±425 · 52th pctile nationally
Median household income
$66,016
US median $70,109 · 43th pctile
Median home value
$119,200
US median $207,500 · bottom 25%
Median age
36.5
US median 42 years
Population density
35/mi²
36th pctile most dense
Land area
84.474 mi²
plus 0.067 mi² water

Location

Where 12966 is

44.793279, -74.425131 · Census ZCTA internal pointOpen larger map →
Coordinates44.793279, -74.425131
Time zoneAmerica/New_York
CountyFranklin County
StateNew York (NY)
Land area84.474 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

Loading forecast…

Distance to major cities

Straight-line, computed from coordinates

Boston, MA238.0 mi
New York, NY282.7 mi
Philadelphia, PA336.6 mi
Chicago, IL692.6 mi

People

Who lives in 12966

2,962 residents in 1,188 households, averaging 2.49 people per household. The largest age group is under 18 at 31.1% of residents.

Age distribution

Share of residents by age band

Under 1831.1%
18-247.3%
25-349.0%
35-4412.9%
45-549.0%
55-6416.4%
65+14.3%

Households

Composition and size

Total households1,188
Average household size2.49
Family households68.4%
Living alone24.7%
Median age36.5 years
Households with internet85.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White94.9%
Asian0.7%
Native American0.6%
Other1.8%
Two or more2.0%
Hispanic / Latino2.8%

Income & work

What people earn in 12966

The median household here earns $66,016 a year, below the US median of $70,109, which puts 12966 ahead of 43% of American ZIP codes. 18.9% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$66,016
LowestHighest
Higher than 43% of all US ZIP codes.
Median household income$66,016 ±$7,978
Per capita income$30,002
Poverty rate18.9%
Unemployment rate3.9%
Labor force participation59.9%

Household income distribution

Share of households in each bracket

<$25k15.7%
$25-50k21.4%
$50-75k18.7%
$75-100k17.2%
$100-150k17.3%
$150-200k6.0%
$200k+3.7%

Educational attainment among residents 25 and older: 19.4% hold a bachelor's degree or higher, 81.4% finished high school.

Housing

Homes and rent in 12966

A typical home is valued at $119,200, and median rent runs $815 a month. This is an owner-majority area — 85.5% of occupied homes are owned, and the typical building went up in 1980.

Costs

Typical values

Median home value$119,200
Median gross rent$815/mo
Median year built1980
Housing units1,433
Vacancy rate17.1%

Own vs. rent

Of 1,188 occupied units

Owner-occupied85.5%
Renter-occupied14.5%
Owner households1,016
Renter households172

Building types

Units by structure size

Single family75.6%
2-4 units3.7%
5-19 units0.6%
20+ units19.8%
Mobile / other0.2%

Getting to work

How 12966 commutes

74.0% of workers drove alone, and the average one-way trip takes 24.0 minutes.

Mode of transport

Workers 16 and older

Drove alone74.0%
Carpooled7.0%
Public transit0.3%
Walked3.1%
Bike0.1%
Worked from home14.8%

Travel time

Mean commute 24.0 minutes

<10 min17.3%
10-1941.7%
20-2918.2%
30-4410.6%
45-591.0%
60+11.2%

Overview

Understanding ZIP code 12966

ZIP code 12966 is assigned to North Bangor, NY, and falls within Franklin County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,962 people live inside it.

At 35 residents per square mile spread over 84.474 square miles, 12966 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $66,016 puts 12966 near the middle of the pack, ahead of 43% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in North Bangor looks like

Housing in 12966 costs below the national median. A typical home is valued at $119,200 against a US median of $207,500, and median gross rent runs $815 a month. Ownership dominates: 85.5% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 75.6% of housing units here. The median construction year is 1980, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 36.5 against 42 nationally. The average household holds 2.49 people, and 68.4% are family households.

Getting to work takes 24.0 minutes on average one way. The dominant mode is drove alone at 74.0% of workers, while 14.8% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in North Bangor, NY

12966 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $815 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Boston, MA is about 238.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 12966 is used for

Beyond addressing mail, 12966 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 12966 offers a compact profile of North Bangor: 2,962 residents, a median household income of $66,016, 19.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 12966 may cover parts of several distinct areas, and a single neighbourhood in North Bangor may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Look up another

Search any ZIP code

Questions

Common questions about 12966

What city is ZIP code 12966 in?
12966 serves North Bangor, New York, in Franklin County, United States.
What is the population of 12966?
About 2,962 people live in ZIP code 12966, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±425. That works out to roughly 35 people per square mile.
What is the average income in 12966?
The median household income in 12966 is $66,016 per year, compared with a US median of $70,109. Per capita income is $30,002. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 12966?
The median home value is $119,200 and median gross rent is $815 a month. 85.5% of occupied homes are owner-occupied.
Is 12966 a good place to live?
That depends on what you're looking for, but here are the facts: 19.4% of adults hold a bachelor's degree or higher, the unemployment rate is 3.9%, and the median age is 36.5. The average commute is 24.0 minutes. We publish the numbers and let you weigh them.
What time zone is 12966 in?
12966 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 12966?
ZIP code 12966 covers 84.474 square miles of land plus 0.067 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 12966 urban, suburban or rural?
By population density, 12966 reads as a rural area. It holds 35 people per square mile across 84.474 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 12966?
Median gross rent in 12966 is $815 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,188 occupied homes here, 172 are rented.
What is the commute like from 12966?
The average one-way commute from 12966 takes about 24.0 minutes. The most common way to travel is drove alone, used by 74.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 12966?
About 1,249 residents of 12966 are employed. Labor force participation stands at 59.9% and the unemployment rate is 3.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 12966?
Accommodation in and around North Bangor, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 12966 cover more than one city or county?
This page lists North Bangor as the primary place and Franklin County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 12966 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 12966. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 12966, the Census approximation of the USPS delivery area.