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ZIP Code14892

Waverly, NY

Tioga County · New York · United States
Home to 7,531 people across 42.244 square miles.

Eastern14 ZIPs in county

At a glance

14892 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
7,531
±418 · 67th pctile nationally
Median household income
$52,143
US median $70,109 · bottom 25%
Median home value
$139,500
US median $207,500 · 27th pctile
Median age
48.1
US median 42 years
Population density
178/mi²
62th pctile most dense
Land area
42.244 mi²
plus 0.412 mi² water

Location

Where 14892 is

42.046025, -76.529114 · Census ZCTA internal pointOpen larger map →
Coordinates42.046025, -76.529114
Time zoneAmerica/New_York
CountyTioga County
StateNew York (NY)
Land area42.244 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY160.0 mi
Philadelphia, PA161.2 mi
Boston, MA280.8 mi
Chicago, IL570.0 mi

People

Who lives in 14892

7,531 residents in 3,346 households, averaging 2.25 people per household. The largest age group is 65+ at 24.1% of residents.

Age distribution

Share of residents by age band

Under 1817.7%
18-247.6%
25-3410.4%
35-4411.6%
45-5413.8%
55-6414.7%
65+24.1%

Households

Composition and size

Total households3,346
Average household size2.25
Family households61.5%
Living alone34.3%
Median age48.1 years
Households with internet88.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White94.7%
Black1.3%
Asian1.0%
Other0.5%
Two or more2.4%
Hispanic / Latino2.5%

Income & work

What people earn in 14892

The median household here earns $52,143 a year, below the US median of $70,109, which puts 14892 ahead of 19% of American ZIP codes. 10.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$52,143
LowestHighest
Higher than 19% of all US ZIP codes.
Median household income$52,143 ±$12,071
Per capita income$40,219
Poverty rate10.6%
Unemployment rate7.0%
Labor force participation56.7%

Household income distribution

Share of households in each bracket

<$25k17.9%
$25-50k25.6%
$50-75k18.1%
$75-100k9.5%
$100-150k17.2%
$150-200k5.7%
$200k+5.9%

Educational attainment among residents 25 and older: 18.1% hold a bachelor's degree or higher, 92.0% finished high school.

Housing

Homes and rent in 14892

A typical home is valued at $139,500, and median rent runs $911 a month. This is an owner-majority area — 70.1% of occupied homes are owned, and the typical building went up in 1964.

Costs

Typical values

Median home value$139,500
Median gross rent$911/mo
Median year built1964
Housing units3,887
Vacancy rate13.9%

Own vs. rent

Of 3,346 occupied units

Owner-occupied70.1%
Renter-occupied29.9%
Owner households2,344
Renter households1,002

Building types

Units by structure size

Single family59.9%
2-4 units16.3%
5-19 units7.5%
20+ units16.4%

Getting to work

How 14892 commutes

85.2% of workers drove alone, and the average one-way trip takes 21.2 minutes.

Mode of transport

Workers 16 and older

Drove alone85.2%
Carpooled5.3%
Public transit0.2%
Walked3.6%
Bike0.8%
Worked from home3.4%

Travel time

Mean commute 21.2 minutes

<10 min31.8%
10-1927.7%
20-2919.0%
30-449.2%
45-597.3%
60+4.9%

Overview

Understanding ZIP code 14892

ZIP code 14892 is assigned to Waverly, NY, and falls within Tioga County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 7,531 people live inside it.

At 178 residents per square mile spread over 42.244 square miles, 14892 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $52,143, 14892 sits in the lower half, ahead of 19% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Waverly looks like

Housing in 14892 costs below the national median. A typical home is valued at $139,500 against a US median of $207,500, and median gross rent runs $911 a month. Ownership dominates: 70.1% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 59.9% of housing units here. The median construction year is 1964, making the housing here mid-century.

The population skews older than the national median, with a median age of 48.1 against 42 nationally. The average household holds 2.25 people, and 61.5% are family households.

Getting to work takes 21.2 minutes on average one way. The dominant mode is drove alone at 85.2% of workers.

Where to stay

Where to stay in Waverly, NY

14892 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 14892 is $911 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, New York, NY is about 160.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 14892 is used for

Beyond addressing mail, 14892 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 14892 offers a compact profile of Waverly: 7,531 residents, a median household income of $52,143, 18.1% of adults holding a bachelor's degree or higher, and an unemployment rate of 7.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 14892 may cover parts of several distinct areas, and a single neighbourhood in Waverly may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 14892

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every New York ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Tioga County

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Questions

Common questions about 14892

What city is ZIP code 14892 in?
14892 serves Waverly, New York, in Tioga County, United States.
What is the population of 14892?
About 7,531 people live in ZIP code 14892, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±418. That works out to roughly 178 people per square mile.
What is the average income in 14892?
The median household income in 14892 is $52,143 per year, compared with a US median of $70,109. Per capita income is $40,219. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 14892?
The median home value is $139,500 and median gross rent is $911 a month. 70.1% of occupied homes are owner-occupied.
Is 14892 a good place to live?
That depends on what you're looking for, but here are the facts: 18.1% of adults hold a bachelor's degree or higher, the unemployment rate is 7.0%, and the median age is 48.1. The average commute is 21.2 minutes. We publish the numbers and let you weigh them.
What time zone is 14892 in?
14892 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 14892?
ZIP code 14892 covers 42.244 square miles of land plus 0.412 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 14892 urban, suburban or rural?
By population density, 14892 reads as a rural area. It holds 178 people per square mile across 42.244 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 14892?
Median gross rent in 14892 is $911 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 3,346 occupied homes here, 1,002 are rented.
What is the commute like from 14892?
The average one-way commute from 14892 takes about 21.2 minutes. The most common way to travel is drove alone, used by 85.2% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 14892?
About 3,386 residents of 14892 are employed. Labor force participation stands at 56.7% and the unemployment rate is 7.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 14892?
Accommodation in and around Waverly, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 14892 cover more than one city or county?
This page lists Waverly as the primary place and Tioga County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 14892 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 14892. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 14892, the Census approximation of the USPS delivery area.