GetZips
ZIP Code28037

Denver, NC

Lincoln County · North Carolina · United States
Home to 27,128 people across 44.724 square miles.

EasternOwner-majority6 ZIPs in county

At a glance

28037 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
27k
±1,317 · top 25% nationally
Median household income
$109,779
US median $70,109 · top 25%
Median home value
$455,700
US median $207,500 · top 25%
Median age
45
US median 42 years
Population density
607/mi²
74th pctile most dense
Land area
44.724 mi²
plus 8.643 mi² water

Location

Where 28037 is

35.495486, -81.018484 · Census ZCTA internal pointOpen larger map →
Coordinates35.495486, -81.018484
Time zoneAmerica/New_York
CountyLincoln County
StateNorth Carolina (NC)
Land area44.724 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

Loading forecast…

Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA226.4 mi
Philadelphia, PA443.8 mi
New York, NY524.4 mi
Chicago, IL566.7 mi

People

Who lives in 28037

27,128 residents in 10,892 households, averaging 2.49 people per household. The largest age group is under 18 at 20.5% of residents, and 74.8% of households are families.

Age distribution

Share of residents by age band

Under 1820.5%
18-245.7%
25-349.1%
35-4414.6%
45-5415.1%
55-6414.7%
65+20.2%

Households

Composition and size

Total households10,892
Average household size2.49
Family households74.8%
Living alone21.7%
Median age45 years
Households with internet96.9%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White90.8%
Black1.9%
Asian0.8%
Native American0.1%
Other0.7%
Two or more5.6%
Hispanic / Latino4.4%

Income & work

What people earn in 28037

The median household here earns $109,779 a year, above the US median of $70,109, which puts 28037 ahead of 88% of American ZIP codes. 5.3% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$109,779
LowestHighest
Higher than 88% of all US ZIP codes.
Median household income$109,779 ±$13,882
Per capita income$60,106
Poverty rate5.3%
Unemployment rate2.4%
Labor force participation62.2%

Household income distribution

Share of households in each bracket

<$25k10.5%
$25-50k12.6%
$50-75k14.3%
$75-100k9.6%
$100-150k17.8%
$150-200k9.9%
$200k+25.5%

Educational attainment among residents 25 and older: 45.7% hold a bachelor's degree or higher, 96.3% finished high school.

Housing

Homes and rent in 28037

A typical home is valued at $455,700, and median rent runs $1,126 a month. This is an owner-majority area — 84.0% of occupied homes are owned, and the typical building went up in 2003.

Costs

Typical values

Median home value$455,700
Median gross rent$1,126/mo
Median year built2003
Housing units11,930
Vacancy rate8.7%

Own vs. rent

Of 10,892 occupied units

Owner-occupied84.0%
Renter-occupied16.0%
Owner households9,149
Renter households1,743

Building types

Units by structure size

Single family85.1%
2-4 units1.5%
5-19 units4.6%
20+ units7.7%
Mobile / other1.1%

Getting to work

How 28037 commutes

73.6% of workers drove alone, and the average one-way trip takes 35.3 minutes. 20.3% work from home.

Mode of transport

Workers 16 and older

Drove alone73.6%
Carpooled4.1%
Public transit0.2%
Walked0.7%
Worked from home20.3%

Travel time

Mean commute 35.3 minutes

<10 min8.2%
10-1917.1%
20-2914.2%
30-4431.1%
45-5918.3%
60+11.1%

Overview

Understanding ZIP code 28037

ZIP code 28037 is assigned to Denver, NC, and falls within Lincoln County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 27,128 people live inside it.

At 607 residents per square mile spread over 44.724 square miles, 28037 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $109,779, 28037 sits comfortably in the upper half, ahead of 88% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Denver looks like

Housing in 28037 costs well above the national median. A typical home is valued at $455,700 against a US median of $207,500, and median gross rent runs $1,126 a month. Ownership dominates: 84.0% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 85.1% of housing units here. The median construction year is 2003, making the housing here relatively modern.

The population skews older than the national median, with a median age of 45 against 42 nationally. The average household holds 2.49 people, and 74.8% are family households.

Getting to work takes 35.3 minutes on average one way. The dominant mode is drove alone at 73.6% of workers, while 20.3% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Denver, NC

Denver is a smaller community, so options inside 28037 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 28037 is $1,126 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Atlanta, GA is about 226.4 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 28037 is used for

Beyond addressing mail, 28037 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28037 offers a compact profile of Denver: 27,128 residents, a median household income of $109,779, 45.7% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.4%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28037 may cover parts of several distinct areas, and a single neighbourhood in Denver may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 28037

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every North Carolina ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Lincoln County

Look up another

Search any ZIP code

Questions

Common questions about 28037

What city is ZIP code 28037 in?
28037 serves Denver, North Carolina, in Lincoln County, United States.
What is the population of 28037?
About 27,128 people live in ZIP code 28037, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,317. That works out to roughly 607 people per square mile.
What is the average income in 28037?
The median household income in 28037 is $109,779 per year, compared with a US median of $70,109. Per capita income is $60,106. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28037?
The median home value is $455,700 and median gross rent is $1,126 a month. 84.0% of occupied homes are owner-occupied.
Is 28037 a good place to live?
That depends on what you're looking for, but here are the facts: 45.7% of adults hold a bachelor's degree or higher, the unemployment rate is 2.4%, and the median age is 45. The average commute is 35.3 minutes. We publish the numbers and let you weigh them.
What time zone is 28037 in?
28037 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28037?
ZIP code 28037 covers 44.724 square miles of land plus 8.643 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28037 urban, suburban or rural?
By population density, 28037 reads as a small-town area. It holds 607 people per square mile across 44.724 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 28037?
Median gross rent in 28037 is $1,126 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 10,892 occupied homes here, 1,743 are rented.
What is the commute like from 28037?
The average one-way commute from 28037 takes about 35.3 minutes. The most common way to travel is drove alone, used by 73.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28037?
About 13,355 residents of 28037 are employed. Labor force participation stands at 62.2% and the unemployment rate is 2.4%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28037?
Accommodation in and around Denver, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28037 cover more than one city or county?
This page lists Denver as the primary place and Lincoln County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28037 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28037. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28037, the Census approximation of the USPS delivery area.