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ZIP Code28205

Charlotte, NC

Mecklenburg County · North Carolina · United States
Home to 51,297 people across 11.828 square miles.

Eastern83 ZIPs in county

At a glance

28205 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
51k
±2,341 · top 5% nationally
Median household income
$72,479
US median $70,109 · 54th pctile
Median home value
$410,800
US median $207,500 · top 25%
Median age
34
US median 42 years
Population density
4,337/mi²
top 10% most dense
Land area
11.828 mi²
plus 0.012 mi² water

Location

Where 28205 is

35.218774, -80.789616 · Census ZCTA internal pointOpen larger map →
Coordinates35.218774, -80.789616
Time zoneAmerica/New_York
CountyMecklenburg County
StateNorth Carolina (NC)
Land area11.828 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA228.7 mi
Philadelphia, PA449.0 mi
New York, NY529.4 mi
Chicago, IL589.8 mi

People

Who lives in 28205

51,297 residents in 22,820 households, averaging 2.25 people per household. The largest age group is 25-34 at 24.6% of residents.

Age distribution

Share of residents by age band

Under 1820.8%
18-247.1%
25-3424.6%
35-4419.2%
45-5410.6%
55-648.8%
65+8.8%

Households

Composition and size

Total households22,820
Average household size2.25
Family households45.8%
Living alone39.3%
Median age34 years
Households with internet92.2%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White45.9%
Black25.1%
Asian4.9%
Native American0.8%
Pacific Islander0.0%
Other13.9%
Two or more9.4%
Hispanic / Latino21.6%

Income & work

What people earn in 28205

The median household here earns $72,479 a year, above the US median of $70,109, which puts 28205 ahead of 54% of American ZIP codes. 16.4% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$72,479
LowestHighest
Higher than 54% of all US ZIP codes.
Median household income$72,479 ±$6,732
Per capita income$49,560
Poverty rate16.4%
Unemployment rate4.7%
Labor force participation78.8%

Household income distribution

Share of households in each bracket

<$25k14.7%
$25-50k19.2%
$50-75k16.8%
$75-100k11.8%
$100-150k16.0%
$150-200k8.1%
$200k+13.3%

Educational attainment among residents 25 and older: 46.5% hold a bachelor's degree or higher, 85.5% finished high school.

Housing

Homes and rent in 28205

A typical home is valued at $410,800, and median rent runs $1,376 a month. Ownership is close to even at 41.8% owned, and the typical building went up in 1970.

Costs

Typical values

Median home value$410,800
Median gross rent$1,376/mo
Median year built1970
Housing units24,605
Vacancy rate7.3%

Own vs. rent

Of 22,820 occupied units

Owner-occupied41.8%
Renter-occupied58.2%
Owner households9,533
Renter households13,287

Building types

Units by structure size

Single family56.5%
2-4 units9.3%
5-19 units23.4%
20+ units10.8%

Getting to work

How 28205 commutes

59.7% of workers drove alone, and the average one-way trip takes 26.2 minutes. 22.6% work from home.

Mode of transport

Workers 16 and older

Drove alone59.7%
Carpooled11.5%
Public transit3.0%
Walked1.3%
Bike0.6%
Worked from home22.6%

Travel time

Mean commute 26.2 minutes

<10 min11.0%
10-1930.7%
20-2926.0%
30-4420.5%
45-597.0%
60+4.8%

Overview

Understanding ZIP code 28205

ZIP code 28205 is assigned to Charlotte, NC, and falls within Mecklenburg County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 51,297 people live inside it.

At 4,337 residents per square mile spread over 11.828 square miles, 28205 reads as a densely built-up area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $72,479 puts 28205 near the middle of the pack, ahead of 54% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Charlotte looks like

Housing in 28205 costs well above the national median. A typical home is valued at $410,800 against a US median of $207,500, and median gross rent runs $1,376 a month. The split between owning and renting is fairly even at 41.8% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 56.5% of housing units here. The median construction year is 1970, making the housing here from the later twentieth century.

The population skews younger than the country as a whole, with a median age of 34 against 42 nationally. The average household holds 2.25 people, and 45.8% are family households.

Getting to work takes 26.2 minutes on average one way. The dominant mode is drove alone at 59.7% of workers, while 22.6% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Charlotte, NC

Charlotte is a built-up area, so you will generally find a mix of chain hotels near the main approach roads and a smaller number of independent properties closer to the centre. Staying in 28205 itself often costs less than an equivalent room in the nearest downtown while keeping you close to it.

Median rent in 28205 is $1,376 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Atlanta, GA is about 228.7 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 28205 is used for

Beyond addressing mail, 28205 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28205 offers a compact profile of Charlotte: 51,297 residents, a median household income of $72,479, 46.5% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.7%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28205 may cover parts of several distinct areas, and a single neighbourhood in Charlotte may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 28205

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every North Carolina ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Charlotte

Charlotte is served by 74 postal codes.

More in Mecklenburg County

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Questions

Common questions about 28205

What city is ZIP code 28205 in?
28205 serves Charlotte, North Carolina, in Mecklenburg County, United States.
What is the population of 28205?
About 51,297 people live in ZIP code 28205, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±2,341. That works out to roughly 4,337 people per square mile.
What is the average income in 28205?
The median household income in 28205 is $72,479 per year, compared with a US median of $70,109. Per capita income is $49,560. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28205?
The median home value is $410,800 and median gross rent is $1,376 a month. 41.8% of occupied homes are owner-occupied.
Is 28205 a good place to live?
That depends on what you're looking for, but here are the facts: 46.5% of adults hold a bachelor's degree or higher, the unemployment rate is 4.7%, and the median age is 34. The average commute is 26.2 minutes. We publish the numbers and let you weigh them.
What time zone is 28205 in?
28205 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28205?
ZIP code 28205 covers 11.828 square miles of land plus 0.012 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28205 urban, suburban or rural?
By population density, 28205 reads as a densely built-up area. It holds 4,337 people per square mile across 11.828 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 28205?
Median gross rent in 28205 is $1,376 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 22,820 occupied homes here, 13,287 are rented.
What is the commute like from 28205?
The average one-way commute from 28205 takes about 26.2 minutes. The most common way to travel is drove alone, used by 59.7% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28205?
About 30,872 residents of 28205 are employed. Labor force participation stands at 78.8% and the unemployment rate is 4.7%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28205?
Accommodation in and around Charlotte, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28205 cover more than one city or county?
This page lists Charlotte as the primary place and Mecklenburg County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28205 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28205. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28205, the Census approximation of the USPS delivery area.