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ZIP Code28460

Sneads Ferry, NC

Onslow County · North Carolina · United States
Home to 13,405 people across 27.886 square miles.

Eastern13 ZIPs in county

At a glance

28460 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
13k
±1,274 · top 25% nationally
Median household income
$86,180
US median $70,109 · 72th pctile
Median home value
$310,000
US median $207,500 · 72th pctile
Median age
30.9
US median 42 years
Population density
481/mi²
72th pctile most dense
Land area
27.886 mi²
plus 8.347 mi² water

Location

Where 28460 is

34.52332, -77.417074 · Census ZCTA internal pointOpen larger map →
Coordinates34.52332, -77.417074
Time zoneAmerica/New_York
CountyOnslow County
StateNorth Carolina (NC)
Land area27.886 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Philadelphia, PA395.0 mi
Atlanta, GA402.2 mi
New York, NY466.5 mi
Miami, FL627.6 mi

People

Who lives in 28460

13,405 residents in 5,642 households, averaging 2.38 people per household. The largest age group is 25-34 at 28.1% of residents.

Age distribution

Share of residents by age band

Under 1821.0%
18-248.1%
25-3428.1%
35-4410.1%
45-548.4%
55-6412.7%
65+11.6%

Households

Composition and size

Total households5,642
Average household size2.38
Family households69.9%
Living alone22.9%
Median age30.9 years
Households with internet93.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White81.4%
Black2.5%
Asian1.3%
Native American0.8%
Other1.1%
Two or more12.9%
Hispanic / Latino9.0%

Income & work

What people earn in 28460

The median household here earns $86,180 a year, above the US median of $70,109, which puts 28460 ahead of 72% of American ZIP codes. 8.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$86,180
LowestHighest
Higher than 72% of all US ZIP codes.
Median household income$86,180 ±$15,452
Per capita income$43,282
Poverty rate8.5%
Unemployment rate0.6%
Labor force participation67.6%

Household income distribution

Share of households in each bracket

<$25k12.3%
$25-50k13.6%
$50-75k12.9%
$75-100k15.8%
$100-150k29.4%
$150-200k9.4%
$200k+6.6%

Educational attainment among residents 25 and older: 38.0% hold a bachelor's degree or higher, 96.2% finished high school.

Housing

Homes and rent in 28460

A typical home is valued at $310,000, and median rent runs $1,544 a month. This is an owner-majority area — 74.6% of occupied homes are owned, and the typical building went up in 2002.

Costs

Typical values

Median home value$310,000
Median gross rent$1,544/mo
Median year built2002
Housing units9,134
Vacancy rate38.2%

Own vs. rent

Of 5,642 occupied units

Owner-occupied74.6%
Renter-occupied25.4%
Owner households4,209
Renter households1,433

Building types

Units by structure size

Single family72.3%
2-4 units3.4%
5-19 units9.2%
20+ units14.6%
Mobile / other0.4%

Getting to work

How 28460 commutes

80.1% of workers drove alone, and the average one-way trip takes 27.9 minutes. 15.7% work from home.

Mode of transport

Workers 16 and older

Drove alone80.1%
Carpooled1.9%
Walked0.9%
Worked from home15.7%

Travel time

Mean commute 27.9 minutes

<10 min8.8%
10-1933.0%
20-2918.8%
30-4426.2%
45-596.2%
60+6.9%

Overview

Understanding ZIP code 28460

ZIP code 28460 is assigned to Sneads Ferry, NC, and falls within Onslow County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 13,405 people live inside it.

At 481 residents per square mile spread over 27.886 square miles, 28460 reads as a small-town area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $86,180, 28460 sits comfortably in the upper half, ahead of 72% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Sneads Ferry looks like

Housing in 28460 costs close to the national median. A typical home is valued at $310,000 against a US median of $207,500, and median gross rent runs $1,544 a month. Ownership dominates: 74.6% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 72.3% of housing units here. The median construction year is 2002, making the housing here relatively modern. The vacancy rate of 38.2% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews younger than the country as a whole, with a median age of 30.9 against 42 nationally. The average household holds 2.38 people, and 69.9% are family households.

Getting to work takes 27.9 minutes on average one way. The dominant mode is drove alone at 80.1% of workers, while 15.7% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Sneads Ferry, NC

Sneads Ferry is a smaller community, so options inside 28460 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 28460 is $1,544 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Philadelphia, PA is about 395.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 28460 is used for

Beyond addressing mail, 28460 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28460 offers a compact profile of Sneads Ferry: 13,405 residents, a median household income of $86,180, 38.0% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28460 may cover parts of several distinct areas, and a single neighbourhood in Sneads Ferry may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 28460

What city is ZIP code 28460 in?
28460 serves Sneads Ferry, North Carolina, in Onslow County, United States.
What is the population of 28460?
About 13,405 people live in ZIP code 28460, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,274. That works out to roughly 481 people per square mile.
What is the average income in 28460?
The median household income in 28460 is $86,180 per year, compared with a US median of $70,109. Per capita income is $43,282. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28460?
The median home value is $310,000 and median gross rent is $1,544 a month. 74.6% of occupied homes are owner-occupied.
Is 28460 a good place to live?
That depends on what you're looking for, but here are the facts: 38.0% of adults hold a bachelor's degree or higher, the unemployment rate is 0.6%, and the median age is 30.9. The average commute is 27.9 minutes. We publish the numbers and let you weigh them.
What time zone is 28460 in?
28460 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28460?
ZIP code 28460 covers 27.886 square miles of land plus 8.347 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28460 urban, suburban or rural?
By population density, 28460 reads as a small-town area. It holds 481 people per square mile across 27.886 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 28460?
Median gross rent in 28460 is $1,544 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 5,642 occupied homes here, 1,433 are rented.
What is the commute like from 28460?
The average one-way commute from 28460 takes about 27.9 minutes. The most common way to travel is drove alone, used by 80.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28460?
About 5,440 residents of 28460 are employed. Labor force participation stands at 67.6% and the unemployment rate is 0.6%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28460?
Accommodation in and around Sneads Ferry, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28460 cover more than one city or county?
This page lists Sneads Ferry as the primary place and Onslow County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28460 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28460. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28460, the Census approximation of the USPS delivery area.