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ZIP Code28528

Gloucester, NC

Carteret County · North Carolina · United States
Home to 607 people across 2.79 square miles.

EasternOwner-majority17 ZIPs in county

At a glance

28528 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
607
±264 · bottom 25% nationally
Median household income
$71,292
US median $70,109 · 52th pctile
Median home value
$247,300
US median $207,500 · 61th pctile
Median age
50.8
US median 42 years
Population density
218/mi²
64th pctile most dense
Land area
2.79 mi²
plus 0.895 mi² water

Location

Where 28528 is

34.73211, -76.538617 · Census ZCTA internal pointOpen larger map →
Coordinates34.73211, -76.538617
Time zoneAmerica/New_York
CountyCarteret County
StateNorth Carolina (NC)
Land area2.79 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Philadelphia, PA368.5 mi
New York, NY435.7 mi
Atlanta, GA453.3 mi
Boston, MA604.2 mi

People

Who lives in 28528

607 residents in 243 households, averaging 2.5 people per household. The largest age group is 65+ at 22.2% of residents, and 74.1% of households are families.

Age distribution

Share of residents by age band

Under 1821.9%
18-240.7%
25-346.8%
35-4416.6%
45-5413.3%
55-6418.5%
65+22.2%

Households

Composition and size

Total households243
Average household size2.5
Family households74.1%
Living alone25.1%
Median age50.8 years
Households with internet90.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White94.9%
Native American0.8%
Other1.8%
Two or more2.5%
Hispanic / Latino1.3%

Income & work

What people earn in 28528

The median household here earns $71,292 a year, above the US median of $70,109, which puts 28528 ahead of 52% of American ZIP codes. 2.0% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$71,292
LowestHighest
Higher than 52% of all US ZIP codes.
Median household income$71,292 ±$16,313
Per capita income$31,243
Poverty rate2.0%
Unemployment rate5.0%
Labor force participation49.7%

Household income distribution

Share of households in each bracket

<$25k4.9%
$25-50k22.6%
$50-75k28.4%
$75-100k26.7%
$100-150k12.8%
$150-200k0.0%
$200k+4.5%

Educational attainment among residents 25 and older: 29.1% hold a bachelor's degree or higher, 99.8% finished high school.

Housing

Homes and rent in 28528

A typical home is valued at $247,300. This is an owner-majority area — 86.0% of occupied homes are owned, and the typical building went up in 1984.

Costs

Typical values

Median home value$247,300
Median gross rent—/mo
Median year built1984
Housing units263
Vacancy rate7.6%

Own vs. rent

Of 243 occupied units

Owner-occupied86.0%
Renter-occupied14.0%
Owner households209
Renter households34

Building types

Units by structure size

Single family78.7%
2-4 units4.6%
20+ units16.7%

Getting to work

How 28528 commutes

80.9% of workers drove alone, and the average one-way trip takes 38.7 minutes.

Mode of transport

Workers 16 and older

Drove alone80.9%
Carpooled1.8%
Worked from home13.8%

Travel time

Mean commute 38.7 minutes

<10 min0.0%
10-1910.8%
20-2936.6%
30-4414.9%
45-5921.6%
60+16.0%

Overview

Understanding ZIP code 28528

ZIP code 28528 is assigned to Gloucester, NC, and falls within Carteret County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 607 people live inside it.

At 218 residents per square mile spread over 2.79 square miles, 28528 reads as a small-town area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $71,292 puts 28528 near the middle of the pack, ahead of 52% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Gloucester looks like

Housing in 28528 costs close to the national median. A typical home is valued at $247,300 against a US median of $207,500. Ownership dominates: 86.0% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 78.7% of housing units here. The median construction year is 1984, making the housing here from the later twentieth century.

The population skews older than the national median, with a median age of 50.8 against 42 nationally. The average household holds 2.5 people, and 74.1% are family households.

Getting to work takes 38.7 minutes on average one way. The dominant mode is drove alone at 80.9% of workers, while 13.8% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Gloucester, NC

Gloucester is a smaller community, so options inside 28528 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

For reference, Philadelphia, PA is about 368.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 28528 is used for

Beyond addressing mail, 28528 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28528 offers a compact profile of Gloucester: 607 residents, a median household income of $71,292, 29.1% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28528 may cover parts of several distinct areas, and a single neighbourhood in Gloucester may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 28528

What city is ZIP code 28528 in?
28528 serves Gloucester, North Carolina, in Carteret County, United States.
What is the population of 28528?
About 607 people live in ZIP code 28528, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±264. That works out to roughly 218 people per square mile.
What is the average income in 28528?
The median household income in 28528 is $71,292 per year, compared with a US median of $70,109. Per capita income is $31,243. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28528?
The median home value is $247,300 and median gross rent is — a month. 86.0% of occupied homes are owner-occupied.
Is 28528 a good place to live?
That depends on what you're looking for, but here are the facts: 29.1% of adults hold a bachelor's degree or higher, the unemployment rate is 5.0%, and the median age is 50.8. The average commute is 38.7 minutes. We publish the numbers and let you weigh them.
What time zone is 28528 in?
28528 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28528?
ZIP code 28528 covers 2.79 square miles of land plus 0.895 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28528 urban, suburban or rural?
By population density, 28528 reads as a small-town area. It holds 218 people per square mile across 2.79 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 28528?
The average one-way commute from 28528 takes about 38.7 minutes. The most common way to travel is drove alone, used by 80.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28528?
About 229 residents of 28528 are employed. Labor force participation stands at 49.7% and the unemployment rate is 5.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28528?
Accommodation in and around Gloucester, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28528 cover more than one city or county?
This page lists Gloucester as the primary place and Carteret County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28528 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28528. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28528, the Census approximation of the USPS delivery area.