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ZIP Code28646

Linville, NC

Avery County · North Carolina · United States
Home to 544 people across 23.21 square miles.

EasternOwner-majority9 ZIPs in county

At a glance

28646 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
544
±245 · bottom 25% nationally
Median household income
$73,868
US median $70,109 · 56th pctile
Median home value
$394,300
US median $207,500 · top 25%
Median age
58.9
US median 42 years
Population density
23/mi²
28th pctile most dense
Land area
23.21 mi²
plus 0.055 mi² water

Location

Where 28646 is

36.073108, -81.846965 · Census ZCTA internal pointOpen larger map →
Coordinates36.073108, -81.846965
Time zoneAmerica/New_York
CountyAvery County
StateNorth Carolina (NC)
Land area23.21 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA215.7 mi
Philadelphia, PA451.6 mi
Chicago, IL507.0 mi
New York, NY531.7 mi

People

Who lives in 28646

544 residents in 226 households, averaging 2.41 people per household. The largest age group is 55-64 at 33.8% of residents, and 80.5% of households are families.

Age distribution

Share of residents by age band

Under 1814.2%
18-2410.7%
25-3413.4%
35-441.7%
45-543.5%
55-6433.8%
65+22.8%

Households

Composition and size

Total households226
Average household size2.41
Family households80.5%
Living alone19.5%
Median age58.9 years
Households with internet81.0%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White100.0%
Hispanic / Latino5.5%

Income & work

What people earn in 28646

The median household here earns $73,868 a year, above the US median of $70,109, which puts 28646 ahead of 56% of American ZIP codes. 0.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$73,868
LowestHighest
Higher than 56% of all US ZIP codes.
Median household income$73,868 ±$39,515
Per capita income$48,928
Poverty rate0.2%
Unemployment rate14.5%
Labor force participation61.9%

Household income distribution

Share of households in each bracket

<$25k0.9%
$25-50k18.6%
$50-75k41.2%
$75-100k7.1%
$100-150k13.3%
$150-200k3.1%
$200k+15.9%

Educational attainment among residents 25 and older: 29.8% hold a bachelor's degree or higher, 100.0% finished high school.

Housing

Homes and rent in 28646

A typical home is valued at $394,300. This is an owner-majority area — 82.3% of occupied homes are owned, and the typical building went up in 1983.

Costs

Typical values

Median home value$394,300
Median gross rent—/mo
Median year built1983
Housing units1,064
Vacancy rate78.8%

Own vs. rent

Of 226 occupied units

Owner-occupied82.3%
Renter-occupied17.7%
Owner households186
Renter households40

Building types

Units by structure size

Single family80.8%
2-4 units9.3%
5-19 units5.9%
20+ units3.9%

Getting to work

How 28646 commutes

81.0% of workers drove alone, and the average one-way trip takes 22.5 minutes. 18.6% work from home.

Mode of transport

Workers 16 and older

Drove alone81.0%
Carpooled0.4%
Worked from home18.6%

Travel time

Mean commute 22.5 minutes

<10 min21.4%
10-1922.4%
20-2924.4%
30-4431.3%
45-590.0%
60+0.5%

Overview

Understanding ZIP code 28646

ZIP code 28646 is assigned to Linville, NC, and falls within Avery County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 544 people live inside it.

At 23 residents per square mile spread over 23.21 square miles, 28646 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $73,868 puts 28646 near the middle of the pack, ahead of 56% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Linville looks like

Housing in 28646 costs well above the national median. A typical home is valued at $394,300 against a US median of $207,500. Ownership dominates: 82.3% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 80.8% of housing units here. The median construction year is 1983, making the housing here from the later twentieth century. The vacancy rate of 78.8% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews considerably older than the national median, with a median age of 58.9 against 42 nationally. The average household holds 2.41 people, and 80.5% are family households.

Getting to work takes 22.5 minutes on average one way. The dominant mode is drove alone at 81.0% of workers, while 18.6% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Linville, NC

28646 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, Atlanta, GA is about 215.7 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 28646 is used for

Beyond addressing mail, 28646 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28646 offers a compact profile of Linville: 544 residents, a median household income of $73,868, 29.8% of adults holding a bachelor's degree or higher, and an unemployment rate of 14.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28646 may cover parts of several distinct areas, and a single neighbourhood in Linville may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 28646

What city is ZIP code 28646 in?
28646 serves Linville, North Carolina, in Avery County, United States.
What is the population of 28646?
About 544 people live in ZIP code 28646, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±245. That works out to roughly 23 people per square mile.
What is the average income in 28646?
The median household income in 28646 is $73,868 per year, compared with a US median of $70,109. Per capita income is $48,928. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28646?
The median home value is $394,300 and median gross rent is — a month. 82.3% of occupied homes are owner-occupied.
Is 28646 a good place to live?
That depends on what you're looking for, but here are the facts: 29.8% of adults hold a bachelor's degree or higher, the unemployment rate is 14.5%, and the median age is 58.9. The average commute is 22.5 minutes. We publish the numbers and let you weigh them.
What time zone is 28646 in?
28646 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28646?
ZIP code 28646 covers 23.21 square miles of land plus 0.055 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28646 urban, suburban or rural?
By population density, 28646 reads as a rural area. It holds 23 people per square mile across 23.21 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 28646?
The average one-way commute from 28646 takes about 22.5 minutes. The most common way to travel is drove alone, used by 81.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28646?
About 247 residents of 28646 are employed. Labor force participation stands at 61.9% and the unemployment rate is 14.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28646?
Accommodation in and around Linville, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28646 cover more than one city or county?
This page lists Linville as the primary place and Avery County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28646 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28646. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28646, the Census approximation of the USPS delivery area.