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ZIP Code32570

Milton, FL

Santa Rosa County · Florida · United States
Home to 35,751 people across 301.066 square miles.

Central10 ZIPs in county

At a glance

32570 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
36k
±1,473 · top 10% nationally
Median household income
$73,615
US median $70,109 · 56th pctile
Median home value
$240,800
US median $207,500 · 59th pctile
Median age
40.3
US median 42 years
Population density
119/mi²
57th pctile most dense
Land area
301.066 mi²
plus 2.053 mi² water

Location

Where 32570 is

30.791549, -86.982974 · Census ZCTA internal pointOpen larger map →
Coordinates30.791549, -86.982974
Time zoneAmerica/Chicago
CountySanta Rosa County
StateFlorida (FL)
Land area301.066 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA254.4 mi
Houston, TX505.4 mi
Miami, FL539.7 mi
Dallas, TX592.2 mi

People

Who lives in 32570

35,751 residents in 14,033 households, averaging 2.55 people per household. The largest age group is under 18 at 18.8% of residents.

Age distribution

Share of residents by age band

Under 1818.8%
18-249.7%
25-3416.1%
35-4410.8%
45-5410.6%
55-6417.9%
65+16.2%

Households

Composition and size

Total households14,033
Average household size2.55
Family households63.1%
Living alone25.9%
Median age40.3 years
Households with internet89.5%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White82.2%
Black5.8%
Asian1.8%
Native American0.3%
Pacific Islander0.8%
Other1.6%
Two or more7.5%
Hispanic / Latino5.7%

Income & work

What people earn in 32570

The median household here earns $73,615 a year, above the US median of $70,109, which puts 32570 ahead of 56% of American ZIP codes. 12.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$73,615
LowestHighest
Higher than 56% of all US ZIP codes.
Median household income$73,615 ±$2,691
Per capita income$36,059
Poverty rate12.1%
Unemployment rate6.1%
Labor force participation60.7%

Household income distribution

Share of households in each bracket

<$25k12.3%
$25-50k19.0%
$50-75k20.7%
$75-100k16.3%
$100-150k19.5%
$150-200k4.4%
$200k+7.7%

Educational attainment among residents 25 and older: 23.3% hold a bachelor's degree or higher, 91.9% finished high school.

Housing

Homes and rent in 32570

A typical home is valued at $240,800, and median rent runs $1,233 a month. This is an owner-majority area — 68.4% of occupied homes are owned, and the typical building went up in 1990.

Costs

Typical values

Median home value$240,800
Median gross rent$1,233/mo
Median year built1990
Housing units15,387
Vacancy rate8.8%

Own vs. rent

Of 14,033 occupied units

Owner-occupied68.4%
Renter-occupied31.6%
Owner households9,597
Renter households4,436

Building types

Units by structure size

Single family80.9%
2-4 units6.3%
5-19 units4.7%
20+ units8.1%

Getting to work

How 32570 commutes

80.1% of workers drove alone, and the average one-way trip takes 30.1 minutes.

Mode of transport

Workers 16 and older

Drove alone80.1%
Carpooled9.3%
Public transit0.1%
Walked1.3%
Bike0.4%
Worked from home7.5%

Travel time

Mean commute 30.1 minutes

<10 min13.0%
10-1927.7%
20-2913.5%
30-4425.0%
45-5910.2%
60+10.5%

Overview

Understanding ZIP code 32570

ZIP code 32570 is assigned to Milton, FL, and falls within Santa Rosa County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 35,751 people live inside it.

At 119 residents per square mile spread over 301.066 square miles, 32570 reads as a rural area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $73,615 puts 32570 near the middle of the pack, ahead of 56% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Milton looks like

Housing in 32570 costs close to the national median. A typical home is valued at $240,800 against a US median of $207,500, and median gross rent runs $1,233 a month. The split between owning and renting is fairly even at 68.4% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 80.9% of housing units here. The median construction year is 1990, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 40.3 against 42 nationally. The average household holds 2.55 people, and 63.1% are family households.

Getting to work takes 30.1 minutes on average one way. The dominant mode is drove alone at 80.1% of workers.

Where to stay

Where to stay in Milton, FL

32570 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 32570 is $1,233 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Atlanta, GA is about 254.4 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 32570 is used for

Beyond addressing mail, 32570 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 32570 offers a compact profile of Milton: 35,751 residents, a median household income of $73,615, 23.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 6.1%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 32570 may cover parts of several distinct areas, and a single neighbourhood in Milton may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 32570

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Florida ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Milton

Milton is served by 4 postal codes.

More in Santa Rosa County

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Questions

Common questions about 32570

What city is ZIP code 32570 in?
32570 serves Milton, Florida, in Santa Rosa County, United States.
What is the population of 32570?
About 35,751 people live in ZIP code 32570, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,473. That works out to roughly 119 people per square mile.
What is the average income in 32570?
The median household income in 32570 is $73,615 per year, compared with a US median of $70,109. Per capita income is $36,059. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 32570?
The median home value is $240,800 and median gross rent is $1,233 a month. 68.4% of occupied homes are owner-occupied.
Is 32570 a good place to live?
That depends on what you're looking for, but here are the facts: 23.3% of adults hold a bachelor's degree or higher, the unemployment rate is 6.1%, and the median age is 40.3. The average commute is 30.1 minutes. We publish the numbers and let you weigh them.
What time zone is 32570 in?
32570 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 32570?
ZIP code 32570 covers 301.066 square miles of land plus 2.053 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 32570 urban, suburban or rural?
By population density, 32570 reads as a rural area. It holds 119 people per square mile across 301.066 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 32570?
Median gross rent in 32570 is $1,233 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 14,033 occupied homes here, 4,436 are rented.
What is the commute like from 32570?
The average one-way commute from 32570 takes about 30.1 minutes. The most common way to travel is drove alone, used by 80.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 32570?
About 16,119 residents of 32570 are employed. Labor force participation stands at 60.7% and the unemployment rate is 6.1%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 32570?
Accommodation in and around Milton, FL ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 32570 cover more than one city or county?
This page lists Milton as the primary place and Santa Rosa County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 32570 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 32570. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 32570, the Census approximation of the USPS delivery area.