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ZIP Code37323

Cleveland, TN

Bradley County · Tennessee · United States
Home to 30,764 people across 114.612 square miles.

EasternOwner-majority7 ZIPs in county

At a glance

37323 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
31k
±1,594 · top 10% nationally
Median household income
$67,538
US median $70,109 · 46th pctile
Median home value
$213,900
US median $207,500 · 52th pctile
Median age
41.7
US median 42 years
Population density
268/mi²
66th pctile most dense
Land area
114.612 mi²
plus 0.11 mi² water

Location

Where 37323 is

35.096183, -84.816533 · Census ZCTA internal pointOpen larger map →
Coordinates35.096183, -84.816533
Time zoneAmerica/New_York
CountyBradley County
StateTennessee (TN)
Land area114.612 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA96.2 mi
Chicago, IL492.6 mi
Philadelphia, PA625.8 mi
Miami, FL701.1 mi

People

Who lives in 37323

30,764 residents in 11,834 households, averaging 2.6 people per household. The largest age group is under 18 at 23.0% of residents, and 73.1% of households are families.

Age distribution

Share of residents by age band

Under 1823.0%
18-246.1%
25-3412.8%
35-4412.3%
45-5415.1%
55-6414.4%
65+16.1%

Households

Composition and size

Total households11,834
Average household size2.6
Family households73.1%
Living alone23.6%
Median age41.7 years
Households with internet87.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White89.9%
Black1.7%
Asian0.1%
Native American0.3%
Pacific Islander0.0%
Other1.7%
Two or more6.2%
Hispanic / Latino7.4%

Income & work

What people earn in 37323

The median household here earns $67,538 a year, below the US median of $70,109, which puts 37323 ahead of 46% of American ZIP codes. 9.7% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$67,538
LowestHighest
Higher than 46% of all US ZIP codes.
Median household income$67,538 ±$6,310
Per capita income$32,304
Poverty rate9.7%
Unemployment rate6.8%
Labor force participation62.7%

Household income distribution

Share of households in each bracket

<$25k15.9%
$25-50k19.8%
$50-75k19.1%
$75-100k17.5%
$100-150k16.3%
$150-200k5.7%
$200k+5.6%

Educational attainment among residents 25 and older: 18.3% hold a bachelor's degree or higher, 88.1% finished high school.

Housing

Homes and rent in 37323

A typical home is valued at $213,900, and median rent runs $908 a month. This is an owner-majority area — 78.7% of occupied homes are owned, and the typical building went up in 1989.

Costs

Typical values

Median home value$213,900
Median gross rent$908/mo
Median year built1989
Housing units12,841
Vacancy rate7.8%

Own vs. rent

Of 11,834 occupied units

Owner-occupied78.7%
Renter-occupied21.3%
Owner households9,316
Renter households2,518

Building types

Units by structure size

Single family80.4%
2-4 units3.9%
5-19 units2.0%
20+ units13.2%
Mobile / other0.5%

Getting to work

How 37323 commutes

83.1% of workers drove alone, and the average one-way trip takes 26.6 minutes.

Mode of transport

Workers 16 and older

Drove alone83.1%
Carpooled8.4%
Walked0.3%
Worked from home8.0%

Travel time

Mean commute 26.6 minutes

<10 min9.2%
10-1936.0%
20-2921.5%
30-4419.9%
45-597.8%
60+5.7%

Overview

Understanding ZIP code 37323

ZIP code 37323 is assigned to Cleveland, TN, and falls within Bradley County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 30,764 people live inside it.

At 268 residents per square mile spread over 114.612 square miles, 37323 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $67,538 puts 37323 near the middle of the pack, ahead of 46% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Cleveland looks like

Housing in 37323 costs close to the national median. A typical home is valued at $213,900 against a US median of $207,500, and median gross rent runs $908 a month. Ownership dominates: 78.7% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 80.4% of housing units here. The median construction year is 1989, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 41.7 against 42 nationally. The average household holds 2.6 people, and 73.1% are family households.

Getting to work takes 26.6 minutes on average one way. The dominant mode is drove alone at 83.1% of workers.

Where to stay

Where to stay in Cleveland, TN

Cleveland is a smaller community, so options inside 37323 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 37323 is $908 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Atlanta, GA is about 96.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 37323 is used for

Beyond addressing mail, 37323 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 37323 offers a compact profile of Cleveland: 30,764 residents, a median household income of $67,538, 18.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 6.8%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 37323 may cover parts of several distinct areas, and a single neighbourhood in Cleveland may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 37323

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Tennessee ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Cleveland

Cleveland is served by 5 postal codes.

More in Bradley County

Look up another

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Questions

Common questions about 37323

What city is ZIP code 37323 in?
37323 serves Cleveland, Tennessee, in Bradley County, United States.
What is the population of 37323?
About 30,764 people live in ZIP code 37323, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,594. That works out to roughly 268 people per square mile.
What is the average income in 37323?
The median household income in 37323 is $67,538 per year, compared with a US median of $70,109. Per capita income is $32,304. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 37323?
The median home value is $213,900 and median gross rent is $908 a month. 78.7% of occupied homes are owner-occupied.
Is 37323 a good place to live?
That depends on what you're looking for, but here are the facts: 18.3% of adults hold a bachelor's degree or higher, the unemployment rate is 6.8%, and the median age is 41.7. The average commute is 26.6 minutes. We publish the numbers and let you weigh them.
What time zone is 37323 in?
37323 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 37323?
ZIP code 37323 covers 114.612 square miles of land plus 0.11 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 37323 urban, suburban or rural?
By population density, 37323 reads as a small-town area. It holds 268 people per square mile across 114.612 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 37323?
Median gross rent in 37323 is $908 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 11,834 occupied homes here, 2,518 are rented.
What is the commute like from 37323?
The average one-way commute from 37323 takes about 26.6 minutes. The most common way to travel is drove alone, used by 83.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 37323?
About 14,516 residents of 37323 are employed. Labor force participation stands at 62.7% and the unemployment rate is 6.8%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 37323?
Accommodation in and around Cleveland, TN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 37323 cover more than one city or county?
This page lists Cleveland as the primary place and Bradley County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 37323 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 37323. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 37323, the Census approximation of the USPS delivery area.