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ZIP Code38224

Cottage Grove, TN

Henry County · Tennessee · United States
Home to 923 people across 59.863 square miles.

CentralOwner-majority8 ZIPs in county

At a glance

38224 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
923
±191 · 31th pctile nationally
Median household income
$58,828
US median $70,109 · 30th pctile
Median home value
$137,800
US median $207,500 · 26th pctile
Median age
37.6
US median 42 years
Population density
15/mi²
bottom 25% most dense
Land area
59.863 mi²
plus 0.174 mi² water

Location

Where 38224 is

36.387007, -88.492179 · Census ZCTA internal pointOpen larger map →
Coordinates36.387007, -88.492179
Time zoneAmerica/Chicago
CountyHenry County
StateTennessee (TN)
Land area59.863 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA295.1 mi
Chicago, IL382.2 mi
Dallas, TX534.0 mi
Houston, TX606.4 mi

People

Who lives in 38224

923 residents in 311 households, averaging 2.97 people per household. The largest age group is under 18 at 22.4% of residents.

Age distribution

Share of residents by age band

Under 1822.4%
18-244.6%
25-3419.7%
35-447.5%
45-5413.7%
55-6414.1%
65+18.1%

Households

Composition and size

Total households311
Average household size2.97
Family households68.5%
Living alone21.2%
Median age37.6 years
Households with internet87.5%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White87.4%
Black2.3%
Native American0.5%
Pacific Islander2.5%
Two or more7.3%
Hispanic / Latino1.2%

Income & work

What people earn in 38224

The median household here earns $58,828 a year, below the US median of $70,109, which puts 38224 ahead of 30% of American ZIP codes. 15.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$58,828
LowestHighest
Higher than 30% of all US ZIP codes.
Median household income$58,828 ±$12,669
Per capita income$32,702
Poverty rate15.1%
Unemployment rate5.5%
Labor force participation62.6%

Household income distribution

Share of households in each bracket

<$25k20.6%
$25-50k20.9%
$50-75k19.0%
$75-100k15.1%
$100-150k15.1%
$150-200k5.5%
$200k+3.9%

Educational attainment among residents 25 and older: 17.2% hold a bachelor's degree or higher, 88.7% finished high school.

Housing

Homes and rent in 38224

A typical home is valued at $137,800. This is an owner-majority area — 83.0% of occupied homes are owned, and the typical building went up in 1972.

Costs

Typical values

Median home value$137,800
Median gross rent—/mo
Median year built1972
Housing units379
Vacancy rate17.9%

Own vs. rent

Of 311 occupied units

Owner-occupied83.0%
Renter-occupied17.0%
Owner households258
Renter households53

Building types

Units by structure size

Single family64.9%
5-19 units4.7%
20+ units30.3%

Getting to work

How 38224 commutes

76.0% of workers drove alone, and the average one-way trip takes 35.0 minutes.

Mode of transport

Workers 16 and older

Drove alone76.0%
Carpooled4.9%
Public transit1.1%
Walked2.9%
Worked from home5.4%

Travel time

Mean commute 35.0 minutes

<10 min4.8%
10-1917.8%
20-2919.6%
30-4433.2%
45-5912.4%
60+12.1%

Overview

Understanding ZIP code 38224

ZIP code 38224 is assigned to Cottage Grove, TN, and falls within Henry County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 923 people live inside it.

At 15 residents per square mile spread over 59.863 square miles, 38224 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $58,828, 38224 sits in the lower half, ahead of 30% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Cottage Grove looks like

Housing in 38224 costs below the national median. A typical home is valued at $137,800 against a US median of $207,500. Ownership dominates: 83.0% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 64.9% of housing units here. The median construction year is 1972, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 37.6 against 42 nationally. The average household holds 2.97 people, and 68.5% are family households.

Getting to work takes 35.0 minutes on average one way. The dominant mode is drove alone at 76.0% of workers.

Where to stay

Where to stay in Cottage Grove, TN

38224 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, Atlanta, GA is about 295.1 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 38224 is used for

Beyond addressing mail, 38224 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 38224 offers a compact profile of Cottage Grove: 923 residents, a median household income of $58,828, 17.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 38224 may cover parts of several distinct areas, and a single neighbourhood in Cottage Grove may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 38224

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Tennessee ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Henry County

Look up another

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Questions

Common questions about 38224

What city is ZIP code 38224 in?
38224 serves Cottage Grove, Tennessee, in Henry County, United States.
What is the population of 38224?
About 923 people live in ZIP code 38224, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±191. That works out to roughly 15 people per square mile.
What is the average income in 38224?
The median household income in 38224 is $58,828 per year, compared with a US median of $70,109. Per capita income is $32,702. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 38224?
The median home value is $137,800 and median gross rent is — a month. 83.0% of occupied homes are owner-occupied.
Is 38224 a good place to live?
That depends on what you're looking for, but here are the facts: 17.2% of adults hold a bachelor's degree or higher, the unemployment rate is 5.5%, and the median age is 37.6. The average commute is 35.0 minutes. We publish the numbers and let you weigh them.
What time zone is 38224 in?
38224 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 38224?
ZIP code 38224 covers 59.863 square miles of land plus 0.174 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 38224 urban, suburban or rural?
By population density, 38224 reads as a rural area. It holds 15 people per square mile across 59.863 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 38224?
The average one-way commute from 38224 takes about 35.0 minutes. The most common way to travel is drove alone, used by 76.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 38224?
About 427 residents of 38224 are employed. Labor force participation stands at 62.6% and the unemployment rate is 5.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 38224?
Accommodation in and around Cottage Grove, TN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 38224 cover more than one city or county?
This page lists Cottage Grove as the primary place and Henry County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 38224 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 38224. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 38224, the Census approximation of the USPS delivery area.