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ZIP Code41231

Lovely, KY

Martin County · Kentucky · United States
Home to 1,127 people across 13.075 square miles.

EasternOwner-majority7 ZIPs in county

At a glance

41231 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
1,127
±326 · 34th pctile nationally
Median household income
US median $70,109 ·
Median home value
$129,700
US median $207,500 · bottom 25%
Median age
30.8
US median 42 years
Population density
86/mi²
52th pctile most dense
Land area
13.075 mi²
plus 0.254 mi² water

Location

Where 41231 is

37.792524, -82.379563 · Census ZCTA internal pointOpen larger map →
Coordinates37.792524, -82.379563
Time zoneAmerica/New_York
CountyMartin County
StateKentucky (KY)
Land area13.075 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA301.2 mi
Chicago, IL396.4 mi
Philadelphia, PA415.6 mi
New York, NY491.1 mi

People

Who lives in 41231

1,127 residents in 543 households, averaging 2.08 people per household. The largest age group is 25-34 at 31.6% of residents.

Age distribution

Share of residents by age band

Under 1820.1%
18-242.4%
25-3431.6%
35-441.0%
45-5424.9%
55-6413.2%
65+6.8%

Households

Composition and size

Total households543
Average household size2.08
Family households66.7%
Living alone19.0%
Median age30.8 years
Households with internet57.6%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White94.2%
Pacific Islander1.2%
Two or more4.6%

Income & work

What people earn in 41231

Income data is suppressed for this ZIP code.

Compared to the US

This ZIP against the national median

Median household income
Median household income±—
Per capita income$46,302
Poverty rate23.4%
Unemployment rate8.5%
Labor force participation55.3%

Household income distribution

Share of households in each bracket

<$25k26.7%
$25-50k23.9%
$50-75k5.2%
$75-100k7.0%
$100-150k12.3%
$150-200k0.0%
$200k+24.9%

Educational attainment among residents 25 and older: 15.3% hold a bachelor's degree or higher, 79.3% finished high school.

Housing

Homes and rent in 41231

A typical home is valued at $129,700, and median rent runs $764 a month. This is an owner-majority area — 81.6% of occupied homes are owned, and the typical building went up in 1991.

Costs

Typical values

Median home value$129,700
Median gross rent$764/mo
Median year built1991
Housing units635
Vacancy rate14.5%

Own vs. rent

Of 543 occupied units

Owner-occupied81.6%
Renter-occupied18.4%
Owner households443
Renter households100

Building types

Units by structure size

Single family66.3%
20+ units33.7%

Getting to work

How 41231 commutes

89.9% of workers drove alone, and the average one-way trip takes 40.8 minutes.

Mode of transport

Workers 16 and older

Drove alone89.9%
Carpooled3.3%
Worked from home6.8%

Travel time

Mean commute 40.8 minutes

<10 min4.9%
10-199.1%
20-2921.1%
30-4425.1%
45-5918.0%
60+22.0%

Overview

Understanding ZIP code 41231

ZIP code 41231 is assigned to Lovely, KY, and falls within Martin County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 1,127 people live inside it.

At 86 residents per square mile spread over 13.075 square miles, 41231 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Living here

What life in Lovely looks like

Housing in 41231 costs below the national median. A typical home is valued at $129,700 against a US median of $207,500, and median gross rent runs $764 a month. Ownership dominates: 81.6% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 66.3% of housing units here. The median construction year is 1991, making the housing here from the later twentieth century.

The population skews younger than the country as a whole, with a median age of 30.8 against 42 nationally. The average household holds 2.08 people, and 66.7% are family households.

Getting to work takes 40.8 minutes on average one way. The dominant mode is drove alone at 89.9% of workers.

Where to stay

Where to stay in Lovely, KY

41231 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $764 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Atlanta, GA is about 301.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 41231 is used for

Beyond addressing mail, 41231 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 41231 offers a compact profile of Lovely: 1,127 residents, 15.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 8.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 41231 may cover parts of several distinct areas, and a single neighbourhood in Lovely may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 41231

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Kentucky ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Martin County

Look up another

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Questions

Common questions about 41231

What city is ZIP code 41231 in?
41231 serves Lovely, Kentucky, in Martin County, United States.
What is the population of 41231?
About 1,127 people live in ZIP code 41231, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±326. That works out to roughly 86 people per square mile.
How expensive is housing in 41231?
The median home value is $129,700 and median gross rent is $764 a month. 81.6% of occupied homes are owner-occupied.
Is 41231 a good place to live?
That depends on what you're looking for, but here are the facts: 15.3% of adults hold a bachelor's degree or higher, the unemployment rate is 8.5%, and the median age is 30.8. The average commute is 40.8 minutes. We publish the numbers and let you weigh them.
What time zone is 41231 in?
41231 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 41231?
ZIP code 41231 covers 13.075 square miles of land plus 0.254 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 41231 urban, suburban or rural?
By population density, 41231 reads as a rural area. It holds 86 people per square mile across 13.075 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 41231?
Median gross rent in 41231 is $764 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 543 occupied homes here, 100 are rented.
What is the commute like from 41231?
The average one-way commute from 41231 takes about 40.8 minutes. The most common way to travel is drove alone, used by 89.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 41231?
About 484 residents of 41231 are employed. Labor force participation stands at 55.3% and the unemployment rate is 8.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 41231?
Accommodation in and around Lovely, KY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 41231 cover more than one city or county?
This page lists Lovely as the primary place and Martin County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 41231 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 41231. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 41231, the Census approximation of the USPS delivery area.