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ZIP Code42464

White Plains, KY

Hopkins County · Kentucky · United States
Home to 1,645 people across 59.923 square miles.

CentralOwner-majority10 ZIPs in county

At a glance

42464 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
1,645
±328 · 41th pctile nationally
Median household income
$42,857
US median $70,109 · bottom 10%
Median home value
$103,400
US median $207,500 · bottom 25%
Median age
42.2
US median 42 years
Population density
27/mi²
31th pctile most dense
Land area
59.923 mi²
plus 1.356 mi² water

Location

Where 42464 is

37.181253, -87.356159 · Census ZCTA internal pointOpen larger map →
Coordinates37.181253, -87.356159
Time zoneAmerica/Chicago
CountyHopkins County
StateKentucky (KY)
Land area59.923 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA290.0 mi
Chicago, IL324.8 mi
Dallas, TX614.6 mi
Philadelphia, PA685.2 mi

People

Who lives in 42464

1,645 residents in 728 households, averaging 2.26 people per household. The largest age group is 65+ at 18.4% of residents.

Age distribution

Share of residents by age band

Under 1818.2%
18-249.9%
25-3412.4%
35-4413.7%
45-5412.9%
55-6414.5%
65+18.4%

Households

Composition and size

Total households728
Average household size2.26
Family households61.0%
Living alone36.0%
Median age42.2 years
Households with internet82.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White97.4%
Pacific Islander0.2%
Two or more2.4%
Hispanic / Latino0.4%

Income & work

What people earn in 42464

The median household here earns $42,857 a year, below the US median of $70,109, which puts 42464 ahead of 8% of American ZIP codes. 17.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$42,857
LowestHighest
Higher than 8% of all US ZIP codes.
Median household income$42,857 ±$22,377
Per capita income$29,755
Poverty rate17.5%
Unemployment rate6.2%
Labor force participation55.9%

Household income distribution

Share of households in each bracket

<$25k29.4%
$25-50k25.8%
$50-75k11.3%
$75-100k12.9%
$100-150k13.2%
$150-200k4.0%
$200k+3.4%

Educational attainment among residents 25 and older: 14.2% hold a bachelor's degree or higher, 85.4% finished high school.

Housing

Homes and rent in 42464

A typical home is valued at $103,400, and median rent runs $523 a month. This is an owner-majority area — 85.4% of occupied homes are owned, and the typical building went up in 1982.

Costs

Typical values

Median home value$103,400
Median gross rent$523/mo
Median year built1982
Housing units866
Vacancy rate15.9%

Own vs. rent

Of 728 occupied units

Owner-occupied85.4%
Renter-occupied14.6%
Owner households622
Renter households106

Building types

Units by structure size

Single family65.6%
2-4 units5.9%
5-19 units0.2%
20+ units27.5%
Mobile / other0.8%

Getting to work

How 42464 commutes

85.7% of workers drove alone, and the average one-way trip takes 25.3 minutes.

Mode of transport

Workers 16 and older

Drove alone85.7%
Carpooled4.1%
Walked2.1%
Worked from home7.7%

Travel time

Mean commute 25.3 minutes

<10 min12.8%
10-1934.3%
20-2926.4%
30-4416.0%
45-592.3%
60+8.2%

Overview

Understanding ZIP code 42464

ZIP code 42464 is assigned to White Plains, KY, and falls within Hopkins County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 1,645 people live inside it.

At 27 residents per square mile spread over 59.923 square miles, 42464 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $42,857, 42464 ranks among the lower-income postal codes, ahead of 8% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in White Plains looks like

Housing in 42464 costs well below the national median. A typical home is valued at $103,400 against a US median of $207,500, and median gross rent runs $523 a month. Ownership dominates: 85.4% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 65.6% of housing units here. The median construction year is 1982, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 42.2 against 42 nationally. The average household holds 2.26 people, and 61.0% are family households.

Getting to work takes 25.3 minutes on average one way. The dominant mode is drove alone at 85.7% of workers.

Where to stay

Where to stay in White Plains, KY

42464 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $523 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Atlanta, GA is about 290.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 42464 is used for

Beyond addressing mail, 42464 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 42464 offers a compact profile of White Plains: 1,645 residents, a median household income of $42,857, 14.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 6.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 42464 may cover parts of several distinct areas, and a single neighbourhood in White Plains may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 42464

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Kentucky ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Hopkins County

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Questions

Common questions about 42464

What city is ZIP code 42464 in?
42464 serves White Plains, Kentucky, in Hopkins County, United States.
What is the population of 42464?
About 1,645 people live in ZIP code 42464, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±328. That works out to roughly 27 people per square mile.
What is the average income in 42464?
The median household income in 42464 is $42,857 per year, compared with a US median of $70,109. Per capita income is $29,755. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 42464?
The median home value is $103,400 and median gross rent is $523 a month. 85.4% of occupied homes are owner-occupied.
Is 42464 a good place to live?
That depends on what you're looking for, but here are the facts: 14.2% of adults hold a bachelor's degree or higher, the unemployment rate is 6.2%, and the median age is 42.2. The average commute is 25.3 minutes. We publish the numbers and let you weigh them.
What time zone is 42464 in?
42464 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 42464?
ZIP code 42464 covers 59.923 square miles of land plus 1.356 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 42464 urban, suburban or rural?
By population density, 42464 reads as a rural area. It holds 27 people per square mile across 59.923 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 42464?
Median gross rent in 42464 is $523 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 728 occupied homes here, 106 are rented.
What is the commute like from 42464?
The average one-way commute from 42464 takes about 25.3 minutes. The most common way to travel is drove alone, used by 85.7% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 42464?
About 720 residents of 42464 are employed. Labor force participation stands at 55.9% and the unemployment rate is 6.2%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 42464?
Accommodation in and around White Plains, KY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 42464 cover more than one city or county?
This page lists White Plains as the primary place and Hopkins County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 42464 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 42464. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 42464, the Census approximation of the USPS delivery area.