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ZIP Code65340

Marshall, MO

Saline County · Missouri · United States
Home to 15,977 people across 254.042 square miles.

Central9 ZIPs in county

At a glance

65340 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
16k
±298 · top 25% nationally
Median household income
$56,534
US median $70,109 · 26th pctile
Median home value
$151,700
US median $207,500 · 31th pctile
Median age
33.3
US median 42 years
Population density
63/mi²
46th pctile most dense
Land area
254.042 mi²
plus 1.107 mi² water

Location

Where 65340 is

39.088482, -93.175934 · Census ZCTA internal pointOpen larger map →
Coordinates39.088482, -93.175934
Time zoneAmerica/Chicago
CountySaline County
StateMissouri (MO)
Land area254.042 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL349.3 mi
Dallas, TX480.7 mi
Atlanta, GA611.7 mi
Denver, CO631.8 mi

People

Who lives in 65340

15,977 residents in 5,345 households, averaging 2.99 people per household. The largest age group is under 18 at 21.6% of residents.

Age distribution

Share of residents by age band

Under 1821.6%
18-2417.1%
25-3412.9%
35-4410.5%
45-548.9%
55-6412.0%
65+16.9%

Households

Composition and size

Total households5,345
Average household size2.99
Family households59.4%
Living alone33.7%
Median age33.3 years
Households with internet87.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White75.7%
Black4.8%
Asian0.6%
Native American0.2%
Pacific Islander1.0%
Other7.5%
Two or more10.3%
Hispanic / Latino15.9%

Income & work

What people earn in 65340

The median household here earns $56,534 a year, below the US median of $70,109, which puts 65340 ahead of 26% of American ZIP codes. 14.4% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$56,534
LowestHighest
Higher than 26% of all US ZIP codes.
Median household income$56,534 ±$4,068
Per capita income$28,578
Poverty rate14.4%
Unemployment rate2.5%
Labor force participation60.2%

Household income distribution

Share of households in each bracket

<$25k18.7%
$25-50k24.5%
$50-75k18.2%
$75-100k15.6%
$100-150k11.5%
$150-200k8.7%
$200k+2.9%

Educational attainment among residents 25 and older: 30.2% hold a bachelor's degree or higher, 87.0% finished high school.

Housing

Homes and rent in 65340

A typical home is valued at $151,700, and median rent runs $765 a month. This is an owner-majority area — 70.1% of occupied homes are owned, and the typical building went up in 1972.

Costs

Typical values

Median home value$151,700
Median gross rent$765/mo
Median year built1972
Housing units6,293
Vacancy rate15.1%

Own vs. rent

Of 5,345 occupied units

Owner-occupied70.1%
Renter-occupied29.9%
Owner households3,747
Renter households1,598

Building types

Units by structure size

Single family77.3%
2-4 units8.9%
5-19 units4.7%
20+ units9.1%

Getting to work

How 65340 commutes

79.1% of workers drove alone, and the average one-way trip takes 15.7 minutes.

Mode of transport

Workers 16 and older

Drove alone79.1%
Carpooled9.9%
Walked4.4%
Worked from home5.2%

Travel time

Mean commute 15.7 minutes

<10 min52.1%
10-1925.7%
20-297.4%
30-447.3%
45-593.2%
60+4.4%

Overview

Understanding ZIP code 65340

ZIP code 65340 is assigned to Marshall, MO, and falls within Saline County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 15,977 people live inside it.

At 63 residents per square mile spread over 254.042 square miles, 65340 reads as a rural area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $56,534, 65340 sits in the lower half, ahead of 26% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Marshall looks like

Housing in 65340 costs below the national median. A typical home is valued at $151,700 against a US median of $207,500, and median gross rent runs $765 a month. Ownership dominates: 70.1% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 77.3% of housing units here. The median construction year is 1972, making the housing here from the later twentieth century.

The population skews younger than the country as a whole, with a median age of 33.3 against 42 nationally. The average household holds 2.99 people, and 59.4% are family households.

Getting to work takes 15.7 minutes on average one way. The dominant mode is drove alone at 79.1% of workers.

Where to stay

Where to stay in Marshall, MO

65340 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $765 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 349.3 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 65340 is used for

Beyond addressing mail, 65340 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 65340 offers a compact profile of Marshall: 15,977 residents, a median household income of $56,534, 30.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 65340 may cover parts of several distinct areas, and a single neighbourhood in Marshall may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 65340

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Missouri ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

65347Nelson10.2 mi away65349Slater12.0 mi away65320Arrow Rock12.4 mi away65339Malta Bend12.6 mi away65351Sweet Springs12.8 mi away65322Blackwater13.9 mi away65321Blackburn14.6 mi away65333Houstonia15.1 mi away

More in Saline County

6532065321653306533965344653476534965351

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Questions

Common questions about 65340

What city is ZIP code 65340 in?
65340 serves Marshall, Missouri, in Saline County, United States.
What is the population of 65340?
About 15,977 people live in ZIP code 65340, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±298. That works out to roughly 63 people per square mile.
What is the average income in 65340?
The median household income in 65340 is $56,534 per year, compared with a US median of $70,109. Per capita income is $28,578. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 65340?
The median home value is $151,700 and median gross rent is $765 a month. 70.1% of occupied homes are owner-occupied.
Is 65340 a good place to live?
That depends on what you're looking for, but here are the facts: 30.2% of adults hold a bachelor's degree or higher, the unemployment rate is 2.5%, and the median age is 33.3. The average commute is 15.7 minutes. We publish the numbers and let you weigh them.
What time zone is 65340 in?
65340 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 65340?
ZIP code 65340 covers 254.042 square miles of land plus 1.107 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 65340 urban, suburban or rural?
By population density, 65340 reads as a rural area. It holds 63 people per square mile across 254.042 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 65340?
Median gross rent in 65340 is $765 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 5,345 occupied homes here, 1,598 are rented.
What is the commute like from 65340?
The average one-way commute from 65340 takes about 15.7 minutes. The most common way to travel is drove alone, used by 79.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 65340?
About 7,645 residents of 65340 are employed. Labor force participation stands at 60.2% and the unemployment rate is 2.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 65340?
Accommodation in and around Marshall, MO ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 65340 cover more than one city or county?
This page lists Marshall as the primary place and Saline County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 65340 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 65340. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 65340, the Census approximation of the USPS delivery area.

For the definitive code attached to a specific street address, the USPS ZIP Code Lookup is the authority — USPS assigns the codes, so its answer is the one that counts.