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ZIP Code65781

Willard, MO

Greene County · Missouri · United States
Home to 9,160 people across 71.618 square miles.

Central25 ZIPs in county

At a glance

65781 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
9,160
±502 · 70th pctile nationally
Median household income
$79,978
US median $70,109 · 65th pctile
Median home value
$210,500
US median $207,500 · 51th pctile
Median age
34.4
US median 42 years
Population density
128/mi²
58th pctile most dense
Land area
71.618 mi²
plus 0.071 mi² water

Location

Where 65781 is

37.355539, -93.417572 · Census ZCTA internal pointOpen larger map →
Coordinates37.355539, -93.417572
Time zoneAmerica/Chicago
CountyGreene County
StateMissouri (MO)
Land area71.618 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Dallas, TX369.5 mi
Chicago, IL438.6 mi
Houston, TX536.6 mi
Atlanta, GA565.1 mi

People

Who lives in 65781

9,160 residents in 3,246 households, averaging 2.82 people per household. The largest age group is under 18 at 31.3% of residents, and 72.5% of households are families.

Age distribution

Share of residents by age band

Under 1831.3%
18-248.3%
25-3411.2%
35-4413.2%
45-5413.4%
55-6411.1%
65+11.5%

Households

Composition and size

Total households3,246
Average household size2.82
Family households72.5%
Living alone19.1%
Median age34.4 years
Households with internet85.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White94.0%
Black0.0%
Asian0.1%
Native American0.3%
Other1.0%
Two or more4.6%
Hispanic / Latino3.7%

Income & work

What people earn in 65781

The median household here earns $79,978 a year, above the US median of $70,109, which puts 65781 ahead of 65% of American ZIP codes. 9.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$79,978
LowestHighest
Higher than 65% of all US ZIP codes.
Median household income$79,978 ±$5,558
Per capita income$30,806
Poverty rate9.6%
Unemployment rate1.8%
Labor force participation67.4%

Household income distribution

Share of households in each bracket

<$25k15.7%
$25-50k16.3%
$50-75k12.9%
$75-100k16.9%
$100-150k21.7%
$150-200k12.5%
$200k+3.9%

Educational attainment among residents 25 and older: 32.1% hold a bachelor's degree or higher, 95.3% finished high school.

Housing

Homes and rent in 65781

A typical home is valued at $210,500, and median rent runs $1,153 a month. This is an owner-majority area — 72.3% of occupied homes are owned, and the typical building went up in 1992.

Costs

Typical values

Median home value$210,500
Median gross rent$1,153/mo
Median year built1992
Housing units3,287
Vacancy rate1.2%

Own vs. rent

Of 3,246 occupied units

Owner-occupied72.3%
Renter-occupied27.7%
Owner households2,348
Renter households898

Building types

Units by structure size

Single family85.8%
2-4 units5.1%
5-19 units4.7%
20+ units3.1%
Mobile / other1.4%

Getting to work

How 65781 commutes

81.2% of workers drove alone, and the average one-way trip takes 27.5 minutes.

Mode of transport

Workers 16 and older

Drove alone81.2%
Carpooled7.6%
Walked0.1%
Worked from home10.4%

Travel time

Mean commute 27.5 minutes

<10 min8.7%
10-1916.4%
20-2937.3%
30-4432.0%
45-592.5%
60+3.1%

Overview

Understanding ZIP code 65781

ZIP code 65781 is assigned to Willard, MO, and falls within Greene County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 9,160 people live inside it.

At 128 residents per square mile spread over 71.618 square miles, 65781 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $79,978 puts 65781 near the middle of the pack, ahead of 65% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Willard looks like

Housing in 65781 costs close to the national median. A typical home is valued at $210,500 against a US median of $207,500, and median gross rent runs $1,153 a month. Ownership dominates: 72.3% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 85.8% of housing units here. The median construction year is 1992, making the housing here from the later twentieth century. At 1.2%, vacancy is low — housing here is tightly held.

The population skews younger than the country as a whole, with a median age of 34.4 against 42 nationally. The average household holds 2.82 people, and 72.5% are family households.

Getting to work takes 27.5 minutes on average one way. The dominant mode is drove alone at 81.2% of workers, while 10.4% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Willard, MO

65781 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 65781 is $1,153 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Dallas, TX is about 369.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 65781 is used for

Beyond addressing mail, 65781 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 65781 offers a compact profile of Willard: 9,160 residents, a median household income of $79,978, 32.1% of adults holding a bachelor's degree or higher, and an unemployment rate of 1.8%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 65781 may cover parts of several distinct areas, and a single neighbourhood in Willard may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 65781

What city is ZIP code 65781 in?
65781 serves Willard, Missouri, in Greene County, United States.
What is the population of 65781?
About 9,160 people live in ZIP code 65781, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±502. That works out to roughly 128 people per square mile.
What is the average income in 65781?
The median household income in 65781 is $79,978 per year, compared with a US median of $70,109. Per capita income is $30,806. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 65781?
The median home value is $210,500 and median gross rent is $1,153 a month. 72.3% of occupied homes are owner-occupied.
Is 65781 a good place to live?
That depends on what you're looking for, but here are the facts: 32.1% of adults hold a bachelor's degree or higher, the unemployment rate is 1.8%, and the median age is 34.4. The average commute is 27.5 minutes. We publish the numbers and let you weigh them.
What time zone is 65781 in?
65781 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 65781?
ZIP code 65781 covers 71.618 square miles of land plus 0.071 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 65781 urban, suburban or rural?
By population density, 65781 reads as a rural area. It holds 128 people per square mile across 71.618 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 65781?
Median gross rent in 65781 is $1,153 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 3,246 occupied homes here, 898 are rented.
What is the commute like from 65781?
The average one-way commute from 65781 takes about 27.5 minutes. The most common way to travel is drove alone, used by 81.2% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 65781?
About 4,211 residents of 65781 are employed. Labor force participation stands at 67.4% and the unemployment rate is 1.8%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 65781?
Accommodation in and around Willard, MO ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 65781 cover more than one city or county?
This page lists Willard as the primary place and Greene County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 65781 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 65781. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 65781, the Census approximation of the USPS delivery area.