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ZIP Code81638

Hamilton, CO

Moffat County · Colorado · United States
Home to 94 people across 418.115 square miles.

MountainOwner-majority7 ZIPs in county

At a glance

81638 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
94
±62 · bottom 10% nationally
Median household income
US median $70,109 ·
Median home value
US median $207,500 ·
Median age
65.8
US median 42 years
Population density
0/mi²
bottom 10% most dense
Land area
418.115 mi²
plus 0.123 mi² water

Location

Where 81638 is

40.300403, -107.642739 · Census ZCTA internal pointOpen larger map →
Coordinates40.300403, -107.642739
Time zoneAmerica/Denver
CountyMoffat County
StateColorado (CO)
Land area418.115 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Denver

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Denver, CO145.6 mi
Phoenix, AZ532.8 mi
Los Angeles, CA725.0 mi
San Diego, CA743.5 mi

People

Who lives in 81638

94 residents in 44 households, averaging 2.14 people per household. The largest age group is 65+ at 54.3% of residents, and 75.0% of households are families.

Age distribution

Share of residents by age band

Under 1814.9%
18-240.0%
25-340.0%
35-4411.7%
45-5412.8%
55-646.4%
65+54.3%

Households

Composition and size

Total households44
Average household size2.14
Family households75.0%
Living alone25.0%
Median age65.8 years
Households with internet81.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White100.0%

Income & work

What people earn in 81638

Income data is suppressed for this ZIP code.

Compared to the US

This ZIP against the national median

Median household income
Median household income±—
Per capita income$35,597
Poverty rate29.8%
Unemployment rate0.0%
Labor force participation65.0%

Household income distribution

Share of households in each bracket

<$25k27.3%
$25-50k13.6%
$50-75k11.4%
$75-100k11.4%
$100-150k11.4%
$150-200k25.0%
$200k+0.0%

Educational attainment among residents 25 and older: 51.2% hold a bachelor's degree or higher, 97.5% finished high school.

Housing

Homes and rent in 81638

Housing cost data is suppressed for this ZIP code.

Costs

Typical values

Median home value
Median gross rent—/mo
Median year built1978
Housing units90
Vacancy rate51.1%

Own vs. rent

Of 44 occupied units

Owner-occupied86.4%
Renter-occupied13.6%
Owner households38
Renter households6

Building types

Units by structure size

Single family91.1%
20+ units8.9%

Getting to work

How 81638 commutes

55.8% of workers worked from home, and the average one-way trip takes 5.0 minutes. 55.8% work from home.

Mode of transport

Workers 16 and older

Walked44.2%
Worked from home55.8%

Travel time

Mean commute 5.0 minutes

<10 min100.0%
10-190.0%
20-290.0%
30-440.0%
45-590.0%
60+0.0%

Overview

Understanding ZIP code 81638

ZIP code 81638 is assigned to Hamilton, CO, and falls within Moffat County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 94 people live inside it.

Living here

What life in Hamilton looks like

The building stock is dominated by detached single-family houses, which account for 91.1% of housing units here. The median construction year is 1978, making the housing here from the later twentieth century. The vacancy rate of 51.1% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews considerably older than the national median, with a median age of 65.8 against 42 nationally. The average household holds 2.14 people, and 75.0% are family households.

Getting to work takes 5.0 minutes on average one way. The dominant mode is worked from home at 55.8% of workers, while 44.2% walk, 55.8% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Hamilton, CO

81638 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, Denver, CO is about 145.6 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 81638 is used for

Beyond addressing mail, 81638 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 81638 offers a compact profile of Hamilton: 94 residents, 51.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 81638 may cover parts of several distinct areas, and a single neighbourhood in Hamilton may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 81638

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Colorado ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Moffat County

Look up another

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Questions

Common questions about 81638

What city is ZIP code 81638 in?
81638 serves Hamilton, Colorado, in Moffat County, United States.
What is the population of 81638?
About 94 people live in ZIP code 81638, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±62.
Is 81638 a good place to live?
That depends on what you're looking for, but here are the facts: 51.2% of adults hold a bachelor's degree or higher, the unemployment rate is 0.0%, and the median age is 65.8. The average commute is 5.0 minutes. We publish the numbers and let you weigh them.
What time zone is 81638 in?
81638 observes Mountain Time (America/Denver). This zone observes daylight saving time.
How big is ZIP code 81638?
ZIP code 81638 covers 418.115 square miles of land plus 0.123 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
What is the commute like from 81638?
The average one-way commute from 81638 takes about 5.0 minutes. The most common way to travel is worked from home, used by 55.8% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 81638?
About 52 residents of 81638 are employed. Labor force participation stands at 65.0% and the unemployment rate is 0.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 81638?
Accommodation in and around Hamilton, CO ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 81638 cover more than one city or county?
This page lists Hamilton as the primary place and Moffat County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 81638 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 81638. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 81638, the Census approximation of the USPS delivery area.