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ZIP Code86515

Window Rock, AZ

Apache County · Arizona · United States
Home to 3,198 people across 115.633 square miles.

Mountain28 ZIPs in county

At a glance

86515 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
3,198
±481 · 53th pctile nationally
Median household income
$43,152
US median $70,109 · bottom 10%
Median home value
$57,100
US median $207,500 · bottom 10%
Median age
36.9
US median 42 years
Population density
28/mi²
32th pctile most dense
Land area
115.633 mi²
negligible water area

Location

Where 86515 is

35.707431, -108.984322 · Census ZCTA internal pointOpen larger map →
Coordinates35.707431, -108.984322
Time zoneAmerica/Denver
CountyApache County
StateArizona (AZ)
Land area115.633 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Denver

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Phoenix, AZ235.0 mi
Denver, CO353.8 mi
San Diego, CA510.7 mi
Los Angeles, CA536.9 mi

People

Who lives in 86515

3,198 residents in 1,102 households, averaging 2.9 people per household. The largest age group is under 18 at 22.0% of residents.

Age distribution

Share of residents by age band

Under 1822.0%
18-249.4%
25-3415.4%
35-4413.7%
45-5413.7%
55-6414.9%
65+10.8%

Households

Composition and size

Total households1,102
Average household size2.9
Family households63.9%
Living alone32.8%
Median age36.9 years
Households with internet69.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White3.3%
Black0.1%
Asian0.3%
Native American91.3%
Other0.5%
Two or more4.5%
Hispanic / Latino6.0%

Income & work

What people earn in 86515

The median household here earns $43,152 a year, below the US median of $70,109, which puts 86515 ahead of 9% of American ZIP codes. 32.8% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$43,152
LowestHighest
Higher than 9% of all US ZIP codes.
Median household income$43,152 ±$9,082
Per capita income$24,937
Poverty rate32.8%
Unemployment rate10.3%
Labor force participation50.0%

Household income distribution

Share of households in each bracket

<$25k31.5%
$25-50k25.8%
$50-75k10.7%
$75-100k16.1%
$100-150k12.7%
$150-200k1.6%
$200k+1.6%

Educational attainment among residents 25 and older: 19.9% hold a bachelor's degree or higher, 87.5% finished high school.

Housing

Homes and rent in 86515

A typical home is valued at $57,100, and median rent runs $661 a month. Ownership is close to even at 51.9% owned, and the typical building went up in 1983.

Costs

Typical values

Median home value$57,100
Median gross rent$661/mo
Median year built1983
Housing units1,444
Vacancy rate23.7%

Own vs. rent

Of 1,102 occupied units

Owner-occupied51.9%
Renter-occupied48.1%
Owner households572
Renter households530

Building types

Units by structure size

Single family51.0%
2-4 units14.8%
5-19 units9.1%
20+ units25.1%

Getting to work

How 86515 commutes

82.4% of workers drove alone, and the average one-way trip takes 22.1 minutes.

Mode of transport

Workers 16 and older

Drove alone82.4%
Carpooled0.5%
Public transit1.0%
Walked4.3%
Worked from home11.7%

Travel time

Mean commute 22.1 minutes

<10 min19.5%
10-1946.5%
20-292.8%
30-4421.6%
45-597.5%
60+2.3%

Overview

Understanding ZIP code 86515

ZIP code 86515 is assigned to Window Rock, AZ, and falls within Apache County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 3,198 people live inside it.

At 28 residents per square mile spread over 115.633 square miles, 86515 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $43,152, 86515 ranks among the lower-income postal codes, ahead of 9% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Window Rock looks like

Housing in 86515 costs well below the national median. A typical home is valued at $57,100 against a US median of $207,500, and median gross rent runs $661 a month. The split between owning and renting is fairly even at 51.9% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 51.0% of housing units here. The median construction year is 1983, making the housing here from the later twentieth century. The vacancy rate of 23.7% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews broadly in line with the national age profile, with a median age of 36.9 against 42 nationally. The average household holds 2.9 people, and 63.9% are family households.

Getting to work takes 22.1 minutes on average one way. The dominant mode is drove alone at 82.4% of workers, while 11.7% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Window Rock, AZ

86515 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $661 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Phoenix, AZ is about 235.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 86515 is used for

Beyond addressing mail, 86515 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 86515 offers a compact profile of Window Rock: 3,198 residents, a median household income of $43,152, 19.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 10.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 86515 may cover parts of several distinct areas, and a single neighbourhood in Window Rock may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 86515

What city is ZIP code 86515 in?
86515 serves Window Rock, Arizona, in Apache County, United States.
What is the population of 86515?
About 3,198 people live in ZIP code 86515, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±481. That works out to roughly 28 people per square mile.
What is the average income in 86515?
The median household income in 86515 is $43,152 per year, compared with a US median of $70,109. Per capita income is $24,937. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 86515?
The median home value is $57,100 and median gross rent is $661 a month. 51.9% of occupied homes are owner-occupied.
Is 86515 a good place to live?
That depends on what you're looking for, but here are the facts: 19.9% of adults hold a bachelor's degree or higher, the unemployment rate is 10.3%, and the median age is 36.9. The average commute is 22.1 minutes. We publish the numbers and let you weigh them.
What time zone is 86515 in?
86515 observes Mountain Time (America/Denver). This zone observes daylight saving time.
How big is ZIP code 86515?
ZIP code 86515 covers 115.633 square miles of land, per the US Census Bureau's 2023 Gazetteer files.
Is 86515 urban, suburban or rural?
By population density, 86515 reads as a rural area. It holds 28 people per square mile across 115.633 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 86515?
Median gross rent in 86515 is $661 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,102 occupied homes here, 530 are rented.
What is the commute like from 86515?
The average one-way commute from 86515 takes about 22.1 minutes. The most common way to travel is drove alone, used by 82.4% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 86515?
About 1,163 residents of 86515 are employed. Labor force participation stands at 50.0% and the unemployment rate is 10.3%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 86515?
Accommodation in and around Window Rock, AZ ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 86515 cover more than one city or county?
This page lists Window Rock as the primary place and Apache County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 86515 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 86515. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 86515, the Census approximation of the USPS delivery area.