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ZIP Code87124

Rio Rancho, NM

Sandoval County · New Mexico · United States
Home to 58,402 people across 77.948 square miles.

MountainOwner-majority18 ZIPs in county

At a glance

87124 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
58k
±1,659 · top 5% nationally
Median household income
$82,278
US median $70,109 · 68th pctile
Median home value
$262,800
US median $207,500 · 64th pctile
Median age
40.8
US median 42 years
Population density
749/mi²
top 25% most dense
Land area
77.948 mi²
plus 0.011 mi² water

Location

Where 87124 is

35.26992, -106.795643 · Census ZCTA internal pointOpen larger map →
Coordinates35.26992, -106.795643
Time zoneAmerica/Denver
CountySandoval County
StateNew Mexico (NM)
Land area77.948 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Denver

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Denver, CO324.2 mi
Phoenix, AZ326.3 mi
Dallas, TX597.6 mi
San Diego, CA619.1 mi

People

Who lives in 87124

58,402 residents in 22,132 households, averaging 2.64 people per household. The largest age group is under 18 at 22.7% of residents, and 70.7% of households are families.

Age distribution

Share of residents by age band

Under 1822.7%
18-247.0%
25-3413.1%
35-4413.1%
45-5411.9%
55-6412.9%
65+19.3%

Households

Composition and size

Total households22,132
Average household size2.64
Family households70.7%
Living alone23.8%
Median age40.8 years
Households with internet92.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White64.0%
Black2.9%
Asian2.4%
Native American4.6%
Pacific Islander0.3%
Other7.8%
Two or more18.1%
Hispanic / Latino41.4%

Income & work

What people earn in 87124

The median household here earns $82,278 a year, above the US median of $70,109, which puts 87124 ahead of 68% of American ZIP codes. 7.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$82,278
LowestHighest
Higher than 68% of all US ZIP codes.
Median household income$82,278 ±$7,554
Per capita income$38,743
Poverty rate7.6%
Unemployment rate4.6%
Labor force participation60.2%

Household income distribution

Share of households in each bracket

<$25k11.5%
$25-50k15.7%
$50-75k20.3%
$75-100k14.4%
$100-150k20.3%
$150-200k10.6%
$200k+7.2%

Educational attainment among residents 25 and older: 32.9% hold a bachelor's degree or higher, 93.8% finished high school.

Housing

Homes and rent in 87124

A typical home is valued at $262,800, and median rent runs $1,380 a month. This is an owner-majority area — 79.2% of occupied homes are owned, and the typical building went up in 1992.

Costs

Typical values

Median home value$262,800
Median gross rent$1,380/mo
Median year built1992
Housing units23,027
Vacancy rate3.9%

Own vs. rent

Of 22,132 occupied units

Owner-occupied79.2%
Renter-occupied20.8%
Owner households17,530
Renter households4,602

Building types

Units by structure size

Single family83.2%
2-4 units5.9%
5-19 units3.4%
20+ units7.4%

Getting to work

How 87124 commutes

74.5% of workers drove alone, and the average one-way trip takes 29.7 minutes.

Mode of transport

Workers 16 and older

Drove alone74.5%
Carpooled7.4%
Public transit0.2%
Walked1.4%
Bike0.3%
Worked from home13.9%

Travel time

Mean commute 29.7 minutes

<10 min12.6%
10-1923.2%
20-2918.4%
30-4427.8%
45-5910.5%
60+7.5%

Overview

Understanding ZIP code 87124

ZIP code 87124 is assigned to Rio Rancho, NM, and falls within Sandoval County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 58,402 people live inside it.

At 749 residents per square mile spread over 77.948 square miles, 87124 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $82,278 puts 87124 near the middle of the pack, ahead of 68% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Rio Rancho looks like

Housing in 87124 costs close to the national median. A typical home is valued at $262,800 against a US median of $207,500, and median gross rent runs $1,380 a month. Ownership dominates: 79.2% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 83.2% of housing units here. The median construction year is 1992, making the housing here from the later twentieth century. At 3.9%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 40.8 against 42 nationally. The average household holds 2.64 people, and 70.7% are family households.

Getting to work takes 29.7 minutes on average one way. The dominant mode is drove alone at 74.5% of workers, while 13.9% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Rio Rancho, NM

Rio Rancho is a smaller community, so options inside 87124 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 87124 is $1,380 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Denver, CO is about 324.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 87124 is used for

Beyond addressing mail, 87124 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 87124 offers a compact profile of Rio Rancho: 58,402 residents, a median household income of $82,278, 32.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 87124 may cover parts of several distinct areas, and a single neighbourhood in Rio Rancho may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 87124

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every New Mexico ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Rio Rancho

Rio Rancho is served by 3 postal codes.

More in Sandoval County

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Questions

Common questions about 87124

What city is ZIP code 87124 in?
87124 serves Rio Rancho, New Mexico, in Sandoval County, United States.
What is the population of 87124?
About 58,402 people live in ZIP code 87124, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,659. That works out to roughly 749 people per square mile.
What is the average income in 87124?
The median household income in 87124 is $82,278 per year, compared with a US median of $70,109. Per capita income is $38,743. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 87124?
The median home value is $262,800 and median gross rent is $1,380 a month. 79.2% of occupied homes are owner-occupied.
Is 87124 a good place to live?
That depends on what you're looking for, but here are the facts: 32.9% of adults hold a bachelor's degree or higher, the unemployment rate is 4.6%, and the median age is 40.8. The average commute is 29.7 minutes. We publish the numbers and let you weigh them.
What time zone is 87124 in?
87124 observes Mountain Time (America/Denver). This zone observes daylight saving time.
How big is ZIP code 87124?
ZIP code 87124 covers 77.948 square miles of land plus 0.011 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 87124 urban, suburban or rural?
By population density, 87124 reads as a small-town area. It holds 749 people per square mile across 77.948 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 87124?
Median gross rent in 87124 is $1,380 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 22,132 occupied homes here, 4,602 are rented.
What is the commute like from 87124?
The average one-way commute from 87124 takes about 29.7 minutes. The most common way to travel is drove alone, used by 74.5% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 87124?
About 26,828 residents of 87124 are employed. Labor force participation stands at 60.2% and the unemployment rate is 4.6%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 87124?
Accommodation in and around Rio Rancho, NM ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 87124 cover more than one city or county?
This page lists Rio Rancho as the primary place and Sandoval County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 87124 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 87124. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 87124, the Census approximation of the USPS delivery area.