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ZIP Code98103

Seattle, WA

King County · Washington · United States
Home to 51,988 people across 4.59 square miles.

PacificTop 5% densityTop 10% incomeTop 10% degree-holders120 ZIPs in county

At a glance

98103 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
52k
±2,011 · top 5% nationally
Median household income
$127,372
US median $70,109 · top 10%
Median home value
$1.01M
US median $207,500 · top 5%
Median age
34.7
US median 42 years
Population density
11k/mi²
top 5% most dense
Land area
4.59 mi²
plus 0.638 mi² water

Location

Where 98103 is

47.673874, -122.33471 · Census ZCTA internal pointOpen larger map →
Coordinates47.673874, -122.33471
Time zoneAmerica/Los_Angeles
CountyKing County
StateWashington (WA)
Land area4.59 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Los_Angeles

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Seattle, WA4.7 mi
San Francisco, CA684.0 mi
Los Angeles, CA964.8 mi
Denver, CO1021.7 mi

People

Who lives in 98103

51,988 residents in 26,105 households, averaging 1.99 people per household. The largest age group is 25-34 at 29.8% of residents, and 41.4% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1813.0%
18-247.7%
25-3429.8%
35-4416.7%
45-5412.2%
55-649.0%
65+11.5%

Households

Composition and size

Total households26,105
Average household size1.99
Family households39.4%
Living alone41.4%
Median age34.7 years
Households with internet95.5%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White71.8%
Black2.7%
Asian11.4%
Native American0.2%
Pacific Islander0.3%
Other2.2%
Two or more11.5%
Hispanic / Latino8.0%

Income & work

What people earn in 98103

The median household here earns $127,372 a year, above the US median of $70,109, which puts 98103 ahead of 93% of American ZIP codes. 6.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$127,372
LowestHighest
Higher than 93% of all US ZIP codes.
Median household income$127,372 ±$8,113
Per capita income$91,507
Poverty rate6.2%
Unemployment rate3.3%
Labor force participation80.2%

Household income distribution

Share of households in each bracket

<$25k8.2%
$25-50k9.6%
$50-75k11.6%
$75-100k9.8%
$100-150k17.9%
$150-200k11.7%
$200k+31.2%

Educational attainment among residents 25 and older: 77.3% hold a bachelor's degree or higher, 97.8% finished high school.

Housing

Homes and rent in 98103

A typical home is valued at $1.01M, and median rent runs $2,006 a month. Ownership is close to even at 45.2% owned, and the typical building went up in 1967.

Costs

Typical values

Median home value$1.01M
Median gross rent$2,006/mo
Median year built1967
Housing units27,857
Vacancy rate6.3%

Own vs. rent

Of 26,105 occupied units

Owner-occupied45.2%
Renter-occupied54.8%
Owner households11,791
Renter households14,314

Building types

Units by structure size

Single family48.3%
2-4 units9.6%
5-19 units31.8%
20+ units10.2%
Mobile / other0.1%

Getting to work

How 98103 commutes

39.6% of workers drove alone, and the average one-way trip takes 28.8 minutes. 32.9% work from home.

Mode of transport

Workers 16 and older

Drove alone39.6%
Carpooled4.3%
Public transit14.5%
Walked4.4%
Bike3.2%
Worked from home32.9%

Travel time

Mean commute 28.8 minutes

<10 min8.5%
10-1923.3%
20-2926.7%
30-4428.4%
45-598.3%
60+4.8%

Overview

Understanding ZIP code 98103

ZIP code 98103 is assigned to Seattle, WA, and falls within King County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 51,988 people live inside it.

At 11,326 residents per square mile spread over 4.59 square miles, 98103 reads as a dense urban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $127,372 places 98103 in the upper reaches of American postal codes, ahead of 93% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Seattle looks like

Housing in 98103 costs far above the national median. A typical home is valued at $1,012,900 against a US median of $207,500, and median gross rent runs $2,006 a month. The split between owning and renting is fairly even at 45.2% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 48.3% of housing units here. The median construction year is 1967, making the housing here mid-century.

The population skews younger than the country as a whole, with a median age of 34.7 against 42 nationally. Households average just 1.99 people, and 41.4% consist of one person living alone — a signature of areas with a lot of studio and one-bedroom stock.

Getting to work takes 28.8 minutes on average one way. The dominant mode is drove alone at 39.6% of workers, while 14.5% take public transit, 32.9% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Seattle, WA

Seattle sits in a densely built environment, and accommodation in and around 98103 tends to reflect that — full-service hotels, boutique properties and serviced apartments packed close together, usually within walking distance of transit. Rates in dense urban codes move sharply with the calendar: midweek business demand and weekend leisure demand can price very differently.

Median rent in 98103 is $2,006 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Seattle, WA is about 4.7 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 98103 is used for

Beyond addressing mail, 98103 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 98103 offers a compact profile of Seattle: 51,988 residents, a median household income of $127,372, 77.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 98103 may cover parts of several distinct areas, and a single neighbourhood in Seattle may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 98103

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Washington ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Seattle

Seattle is served by 59 postal codes.

More in King County

Look up another

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Questions

Common questions about 98103

What city is ZIP code 98103 in?
98103 serves Seattle, Washington, in King County, United States.
What is the population of 98103?
About 51,988 people live in ZIP code 98103, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±2,011. That works out to roughly 11,326 people per square mile.
What is the average income in 98103?
The median household income in 98103 is $127,372 per year, compared with a US median of $70,109. Per capita income is $91,507. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 98103?
The median home value is $1.01M and median gross rent is $2,006 a month. 45.2% of occupied homes are owner-occupied.
Is 98103 a good place to live?
That depends on what you're looking for, but here are the facts: 77.3% of adults hold a bachelor's degree or higher, the unemployment rate is 3.3%, and the median age is 34.7. The average commute is 28.8 minutes. We publish the numbers and let you weigh them.
What time zone is 98103 in?
98103 observes Pacific Time (America/Los_Angeles). This zone observes daylight saving time.
How big is ZIP code 98103?
ZIP code 98103 covers 4.59 square miles of land plus 0.638 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 98103 urban, suburban or rural?
By population density, 98103 reads as a dense urban area. It holds 11,326 people per square mile across 4.59 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 98103?
Median gross rent in 98103 is $2,006 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 26,105 occupied homes here, 14,314 are rented.
What is the commute like from 98103?
The average one-way commute from 98103 takes about 28.8 minutes. The most common way to travel is drove alone, used by 39.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 98103?
About 35,494 residents of 98103 are employed. Labor force participation stands at 80.2% and the unemployment rate is 3.3%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 98103?
Accommodation in and around Seattle, WA ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 98103 cover more than one city or county?
This page lists Seattle as the primary place and King County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 98103 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 98103. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 98103, the Census approximation of the USPS delivery area.