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ZIP Code98366

Port Orchard, WA

Kitsap County · Washington · United States
Home to 37,692 people across 23.411 square miles.

Pacific26 ZIPs in county

At a glance

98366 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
38k
±1,721 · top 10% nationally
Median household income
$88,807
US median $70,109 · top 25%
Median home value
$449,700
US median $207,500 · top 25%
Median age
38.4
US median 42 years
Population density
1,610/mi²
top 25% most dense
Land area
23.411 mi²
plus 5.596 mi² water

Location

Where 98366 is

47.541253, -122.577029 · Census ZCTA internal pointOpen larger map →
Coordinates47.541253, -122.577029
Time zoneAmerica/Los_Angeles
CountyKitsap County
StateWashington (WA)
Land area23.411 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Los_Angeles

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Seattle, WA12.3 mi
San Francisco, CA674.8 mi
Los Angeles, CA958.8 mi
Denver, CO1027.9 mi

People

Who lives in 98366

37,692 residents in 14,534 households, averaging 2.59 people per household. The largest age group is under 18 at 21.3% of residents.

Age distribution

Share of residents by age band

Under 1821.3%
18-248.5%
25-3415.2%
35-4413.9%
45-5410.6%
55-6413.9%
65+16.5%

Households

Composition and size

Total households14,534
Average household size2.59
Family households69.3%
Living alone23.3%
Median age38.4 years
Households with internet93.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White77.0%
Black1.6%
Asian4.6%
Native American0.5%
Pacific Islander0.9%
Other2.5%
Two or more12.8%
Hispanic / Latino10.5%

Income & work

What people earn in 98366

The median household here earns $88,807 a year, above the US median of $70,109, which puts 98366 ahead of 75% of American ZIP codes. 11.0% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$88,807
LowestHighest
Higher than 75% of all US ZIP codes.
Median household income$88,807 ±$4,786
Per capita income$42,772
Poverty rate11.0%
Unemployment rate4.2%
Labor force participation63.0%

Household income distribution

Share of households in each bracket

<$25k12.7%
$25-50k11.8%
$50-75k15.4%
$75-100k16.4%
$100-150k22.2%
$150-200k11.5%
$200k+10.0%

Educational attainment among residents 25 and older: 26.2% hold a bachelor's degree or higher, 93.9% finished high school.

Housing

Homes and rent in 98366

A typical home is valued at $449,700, and median rent runs $1,704 a month. This is an owner-majority area — 66.0% of occupied homes are owned, and the typical building went up in 1983.

Costs

Typical values

Median home value$449,700
Median gross rent$1,704/mo
Median year built1983
Housing units15,391
Vacancy rate5.6%

Own vs. rent

Of 14,534 occupied units

Owner-occupied66.0%
Renter-occupied34.0%
Owner households9,597
Renter households4,937

Building types

Units by structure size

Single family74.7%
2-4 units7.6%
5-19 units11.1%
20+ units6.6%

Getting to work

How 98366 commutes

73.1% of workers drove alone, and the average one-way trip takes 31.9 minutes.

Mode of transport

Workers 16 and older

Drove alone73.1%
Carpooled8.0%
Public transit6.3%
Walked0.5%
Bike0.3%
Worked from home8.6%

Travel time

Mean commute 31.9 minutes

<10 min12.3%
10-1922.4%
20-2919.2%
30-4422.4%
45-599.8%
60+13.9%

Overview

Understanding ZIP code 98366

ZIP code 98366 is assigned to Port Orchard, WA, and falls within Kitsap County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 37,692 people live inside it.

At 1,610 residents per square mile spread over 23.411 square miles, 98366 reads as a suburban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $88,807, 98366 sits comfortably in the upper half, ahead of 75% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Port Orchard looks like

Housing in 98366 costs well above the national median. A typical home is valued at $449,700 against a US median of $207,500, and median gross rent runs $1,704 a month. The split between owning and renting is fairly even at 66.0% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 74.7% of housing units here. The median construction year is 1983, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 38.4 against 42 nationally. The average household holds 2.59 people, and 69.3% are family households.

Getting to work takes 31.9 minutes on average one way. The dominant mode is drove alone at 73.1% of workers.

Where to stay

Where to stay in Port Orchard, WA

Port Orchard is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.

Median rent in 98366 is $1,704 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Seattle, WA is about 12.3 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 98366 is used for

Beyond addressing mail, 98366 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 98366 offers a compact profile of Port Orchard: 37,692 residents, a median household income of $88,807, 26.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 98366 may cover parts of several distinct areas, and a single neighbourhood in Port Orchard may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 98366

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Washington ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Port Orchard

Port Orchard is served by 2 postal codes.

More in Kitsap County

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Questions

Common questions about 98366

What city is ZIP code 98366 in?
98366 serves Port Orchard, Washington, in Kitsap County, United States.
What is the population of 98366?
About 37,692 people live in ZIP code 98366, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,721. That works out to roughly 1,610 people per square mile.
What is the average income in 98366?
The median household income in 98366 is $88,807 per year, compared with a US median of $70,109. Per capita income is $42,772. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 98366?
The median home value is $449,700 and median gross rent is $1,704 a month. 66.0% of occupied homes are owner-occupied.
Is 98366 a good place to live?
That depends on what you're looking for, but here are the facts: 26.2% of adults hold a bachelor's degree or higher, the unemployment rate is 4.2%, and the median age is 38.4. The average commute is 31.9 minutes. We publish the numbers and let you weigh them.
What time zone is 98366 in?
98366 observes Pacific Time (America/Los_Angeles). This zone observes daylight saving time.
How big is ZIP code 98366?
ZIP code 98366 covers 23.411 square miles of land plus 5.596 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 98366 urban, suburban or rural?
By population density, 98366 reads as a suburban area. It holds 1,610 people per square mile across 23.411 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 98366?
Median gross rent in 98366 is $1,704 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 14,534 occupied homes here, 4,937 are rented.
What is the commute like from 98366?
The average one-way commute from 98366 takes about 31.9 minutes. The most common way to travel is drove alone, used by 73.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 98366?
About 17,580 residents of 98366 are employed. Labor force participation stands at 63.0% and the unemployment rate is 4.2%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 98366?
Accommodation in and around Port Orchard, WA ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 98366 cover more than one city or county?
This page lists Port Orchard as the primary place and Kitsap County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 98366 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 98366. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 98366, the Census approximation of the USPS delivery area.