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ZIP Code98528

Belfair, WA

Mason County · Washington · United States
Home to 12,398 people across 72.294 square miles.

PacificOwner-majority9 ZIPs in county

At a glance

98528 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
12k
±1,098 · 74th pctile nationally
Median household income
$85,571
US median $70,109 · 71th pctile
Median home value
$367,400
US median $207,500 · top 25%
Median age
41.4
US median 42 years
Population density
171/mi²
61th pctile most dense
Land area
72.294 mi²
plus 12.538 mi² water

Location

Where 98528 is

47.447252, -122.896217 · Census ZCTA internal pointOpen larger map →
Coordinates47.447252, -122.896217
Time zoneAmerica/Los_Angeles
CountyMason County
StateWashington (WA)
Land area72.294 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Los_Angeles

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Seattle, WA28.5 mi
San Francisco, CA668.7 mi
Los Angeles, CA956.5 mi
Denver, CO1038.7 mi

People

Who lives in 98528

12,398 residents in 4,410 households, averaging 2.81 people per household. The largest age group is under 18 at 23.1% of residents.

Age distribution

Share of residents by age band

Under 1823.1%
18-246.6%
25-3414.8%
35-448.3%
45-5411.4%
55-6414.7%
65+21.0%

Households

Composition and size

Total households4,410
Average household size2.81
Family households69.8%
Living alone21.7%
Median age41.4 years
Households with internet92.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White77.0%
Black2.2%
Asian2.0%
Native American0.7%
Pacific Islander0.1%
Other8.8%
Two or more9.2%
Hispanic / Latino11.6%

Income & work

What people earn in 98528

The median household here earns $85,571 a year, above the US median of $70,109, which puts 98528 ahead of 71% of American ZIP codes. 6.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$85,571
LowestHighest
Higher than 71% of all US ZIP codes.
Median household income$85,571 ±$8,176
Per capita income$40,234
Poverty rate6.1%
Unemployment rate7.4%
Labor force participation49.5%

Household income distribution

Share of households in each bracket

<$25k7.9%
$25-50k10.9%
$50-75k25.6%
$75-100k15.2%
$100-150k20.0%
$150-200k11.1%
$200k+9.3%

Educational attainment among residents 25 and older: 16.0% hold a bachelor's degree or higher, 92.6% finished high school.

Housing

Homes and rent in 98528

A typical home is valued at $367,400, and median rent runs $1,123 a month. This is an owner-majority area — 81.3% of occupied homes are owned, and the typical building went up in 1990.

Costs

Typical values

Median home value$367,400
Median gross rent$1,123/mo
Median year built1990
Housing units5,455
Vacancy rate19.2%

Own vs. rent

Of 4,410 occupied units

Owner-occupied81.3%
Renter-occupied18.7%
Owner households3,584
Renter households826

Building types

Units by structure size

Single family78.4%
2-4 units3.6%
5-19 units2.3%
20+ units15.7%

Getting to work

How 98528 commutes

72.1% of workers drove alone, and the average one-way trip takes 42.5 minutes.

Mode of transport

Workers 16 and older

Drove alone72.1%
Carpooled18.7%
Public transit1.7%
Walked1.6%
Worked from home5.0%

Travel time

Mean commute 42.5 minutes

<10 min7.0%
10-195.5%
20-2915.8%
30-4423.3%
45-5928.7%
60+19.7%

Overview

Understanding ZIP code 98528

ZIP code 98528 is assigned to Belfair, WA, and falls within Mason County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 12,398 people live inside it.

At 171 residents per square mile spread over 72.294 square miles, 98528 reads as a rural area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $85,571, 98528 sits comfortably in the upper half, ahead of 71% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Belfair looks like

Housing in 98528 costs well above the national median. A typical home is valued at $367,400 against a US median of $207,500, and median gross rent runs $1,123 a month. Ownership dominates: 81.3% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 78.4% of housing units here. The median construction year is 1990, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 41.4 against 42 nationally. The average household holds 2.81 people, and 69.8% are family households.

Getting to work takes 42.5 minutes on average one way. The dominant mode is drove alone at 72.1% of workers.

Where to stay

Where to stay in Belfair, WA

98528 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 98528 is $1,123 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Seattle, WA is about 28.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 98528 is used for

Beyond addressing mail, 98528 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 98528 offers a compact profile of Belfair: 12,398 residents, a median household income of $85,571, 16.0% of adults holding a bachelor's degree or higher, and an unemployment rate of 7.4%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 98528 may cover parts of several distinct areas, and a single neighbourhood in Belfair may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 98528

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Washington ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Mason County

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Questions

Common questions about 98528

What city is ZIP code 98528 in?
98528 serves Belfair, Washington, in Mason County, United States.
What is the population of 98528?
About 12,398 people live in ZIP code 98528, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,098. That works out to roughly 171 people per square mile.
What is the average income in 98528?
The median household income in 98528 is $85,571 per year, compared with a US median of $70,109. Per capita income is $40,234. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 98528?
The median home value is $367,400 and median gross rent is $1,123 a month. 81.3% of occupied homes are owner-occupied.
Is 98528 a good place to live?
That depends on what you're looking for, but here are the facts: 16.0% of adults hold a bachelor's degree or higher, the unemployment rate is 7.4%, and the median age is 41.4. The average commute is 42.5 minutes. We publish the numbers and let you weigh them.
What time zone is 98528 in?
98528 observes Pacific Time (America/Los_Angeles). This zone observes daylight saving time.
How big is ZIP code 98528?
ZIP code 98528 covers 72.294 square miles of land plus 12.538 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 98528 urban, suburban or rural?
By population density, 98528 reads as a rural area. It holds 171 people per square mile across 72.294 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 98528?
Median gross rent in 98528 is $1,123 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 4,410 occupied homes here, 826 are rented.
What is the commute like from 98528?
The average one-way commute from 98528 takes about 42.5 minutes. The most common way to travel is drove alone, used by 72.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 98528?
About 4,430 residents of 98528 are employed. Labor force participation stands at 49.5% and the unemployment rate is 7.4%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 98528?
Accommodation in and around Belfair, WA ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 98528 cover more than one city or county?
This page lists Belfair as the primary place and Mason County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 98528 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 98528. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 98528, the Census approximation of the USPS delivery area.