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ZIP Code12449

Lake Katrine, NY

Ulster County · New York · United States
Home to 2,916 people across 3.721 square miles.

Eastern57 ZIPs in county

At a glance

12449 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
2,916
±440 · 52th pctile nationally
Median household income
$75,268
US median $70,109 · 58th pctile
Median home value
$226,900
US median $207,500 · 56th pctile
Median age
50.4
US median 42 years
Population density
784/mi²
top 25% most dense
Land area
3.721 mi²
plus 0.145 mi² water

Location

Where 12449 is

41.992378, -73.993774 · Census ZCTA internal pointOpen larger map →
Coordinates41.992378, -73.993774
Time zoneAmerica/New_York
CountyUlster County
StateNew York (NY)
Land area3.721 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY88.4 mi
Boston, MA152.4 mi
Philadelphia, PA153.6 mi
Chicago, IL700.2 mi

People

Who lives in 12449

2,916 residents in 1,095 households, averaging 2.66 people per household. The largest age group is 65+ at 23.7% of residents.

Age distribution

Share of residents by age band

Under 1813.4%
18-246.6%
25-3411.3%
35-448.4%
45-5418.5%
55-6418.1%
65+23.7%

Households

Composition and size

Total households1,095
Average household size2.66
Family households61.1%
Living alone31.2%
Median age50.4 years
Households with internet87.9%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White77.2%
Black5.4%
Asian1.3%
Other6.9%
Two or more9.3%
Hispanic / Latino12.2%

Income & work

What people earn in 12449

The median household here earns $75,268 a year, above the US median of $70,109, which puts 12449 ahead of 58% of American ZIP codes. 10.3% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$75,268
LowestHighest
Higher than 58% of all US ZIP codes.
Median household income$75,268 ±$32,755
Per capita income$37,753
Poverty rate10.3%
Unemployment rate4.6%
Labor force participation48.1%

Household income distribution

Share of households in each bracket

<$25k12.0%
$25-50k24.7%
$50-75k13.2%
$75-100k13.0%
$100-150k21.8%
$150-200k10.4%
$200k+4.9%

Educational attainment among residents 25 and older: 28.3% hold a bachelor's degree or higher, 89.5% finished high school.

Housing

Homes and rent in 12449

A typical home is valued at $226,900, and median rent runs $1,571 a month. Ownership is close to even at 56.7% owned, and the typical building went up in 1973.

Costs

Typical values

Median home value$226,900
Median gross rent$1,571/mo
Median year built1973
Housing units1,194
Vacancy rate8.3%

Own vs. rent

Of 1,095 occupied units

Owner-occupied56.7%
Renter-occupied43.3%
Owner households621
Renter households474

Building types

Units by structure size

Single family54.9%
2-4 units8.7%
5-19 units18.3%
20+ units18.1%

Getting to work

How 12449 commutes

79.0% of workers drove alone, and the average one-way trip takes 19.5 minutes.

Mode of transport

Workers 16 and older

Drove alone79.0%
Carpooled4.5%
Public transit1.3%
Walked4.4%
Worked from home9.7%

Travel time

Mean commute 19.5 minutes

<10 min13.2%
10-1950.0%
20-2926.5%
30-445.5%
45-593.8%
60+0.9%

Overview

Understanding ZIP code 12449

ZIP code 12449 is assigned to Lake Katrine, NY, and falls within Ulster County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,916 people live inside it.

At 784 residents per square mile spread over 3.721 square miles, 12449 reads as a small-town area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $75,268 puts 12449 near the middle of the pack, ahead of 58% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Lake Katrine looks like

Housing in 12449 costs close to the national median. A typical home is valued at $226,900 against a US median of $207,500, and median gross rent runs $1,571 a month. The split between owning and renting is fairly even at 56.7% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 54.9% of housing units here. The median construction year is 1973, making the housing here from the later twentieth century.

The population skews older than the national median, with a median age of 50.4 against 42 nationally. The average household holds 2.66 people, and 61.1% are family households.

Getting to work takes 19.5 minutes on average one way. The dominant mode is drove alone at 79.0% of workers.

Where to stay

Where to stay in Lake Katrine, NY

Lake Katrine is a smaller community, so options inside 12449 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 12449 is $1,571 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, New York, NY is about 88.4 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 12449 is used for

Beyond addressing mail, 12449 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 12449 offers a compact profile of Lake Katrine: 2,916 residents, a median household income of $75,268, 28.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 12449 may cover parts of several distinct areas, and a single neighbourhood in Lake Katrine may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 12449

What city is ZIP code 12449 in?
12449 serves Lake Katrine, New York, in Ulster County, United States.
What is the population of 12449?
About 2,916 people live in ZIP code 12449, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±440. That works out to roughly 784 people per square mile.
What is the average income in 12449?
The median household income in 12449 is $75,268 per year, compared with a US median of $70,109. Per capita income is $37,753. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 12449?
The median home value is $226,900 and median gross rent is $1,571 a month. 56.7% of occupied homes are owner-occupied.
Is 12449 a good place to live?
That depends on what you're looking for, but here are the facts: 28.3% of adults hold a bachelor's degree or higher, the unemployment rate is 4.6%, and the median age is 50.4. The average commute is 19.5 minutes. We publish the numbers and let you weigh them.
What time zone is 12449 in?
12449 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 12449?
ZIP code 12449 covers 3.721 square miles of land plus 0.145 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 12449 urban, suburban or rural?
By population density, 12449 reads as a small-town area. It holds 784 people per square mile across 3.721 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 12449?
Median gross rent in 12449 is $1,571 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,095 occupied homes here, 474 are rented.
What is the commute like from 12449?
The average one-way commute from 12449 takes about 19.5 minutes. The most common way to travel is drove alone, used by 79.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 12449?
About 1,190 residents of 12449 are employed. Labor force participation stands at 48.1% and the unemployment rate is 4.6%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 12449?
Accommodation in and around Lake Katrine, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 12449 cover more than one city or county?
This page lists Lake Katrine as the primary place and Ulster County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 12449 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 12449. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 12449, the Census approximation of the USPS delivery area.