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ZIP Code13342

Garrattsville, NY

Otsego County · New York · United States
Home to 263 people across 5.869 square miles.

EasternOwner-majority32 ZIPs in county

At a glance

13342 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
263
±162 · bottom 25% nationally
Median household income
$81,023
US median $70,109 · 66th pctile
Median home value
US median $207,500 ·
Median age
43.1
US median 42 years
Population density
45/mi²
40th pctile most dense
Land area
5.869 mi²
plus 0.053 mi² water

Location

Where 13342 is

42.644136, -75.191592 · Census ZCTA internal pointOpen larger map →
Coordinates42.644136, -75.191592
Time zoneAmerica/New_York
CountyOtsego County
StateNew York (NY)
Land area5.869 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY146.8 mi
Philadelphia, PA186.0 mi
Boston, MA211.4 mi
Chicago, IL637.6 mi

People

Who lives in 13342

263 residents in 83 households, averaging 3.17 people per household. The largest age group is under 18 at 33.1% of residents.

Age distribution

Share of residents by age band

Under 1833.1%
18-249.1%
25-342.7%
35-449.5%
45-5416.3%
55-6418.6%
65+10.6%

Households

Composition and size

Total households83
Average household size3.17
Family households60.2%
Living alone28.9%
Median age43.1 years
Households with internet83.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White81.0%
Two or more19.0%
Hispanic / Latino20.5%

Income & work

What people earn in 13342

The median household here earns $81,023 a year, above the US median of $70,109, which puts 13342 ahead of 66% of American ZIP codes. 4.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$81,023
LowestHighest
Higher than 66% of all US ZIP codes.
Median household income$81,023 ±$40,850
Per capita income$26,429
Poverty rate4.6%
Unemployment rate1.8%
Labor force participation64.2%

Household income distribution

Share of households in each bracket

<$25k16.9%
$25-50k2.4%
$50-75k25.3%
$75-100k28.9%
$100-150k15.7%
$150-200k6.0%
$200k+4.8%

Educational attainment among residents 25 and older: 41.4% hold a bachelor's degree or higher, 82.2% finished high school.

Housing

Homes and rent in 13342

Housing cost data is suppressed for this ZIP code.

Costs

Typical values

Median home value
Median gross rent—/mo
Median year built1972
Housing units83
Vacancy rate0.0%

Own vs. rent

Of 83 occupied units

Owner-occupied95.2%
Renter-occupied4.8%
Owner households79
Renter households4

Building types

Units by structure size

Single family92.8%
20+ units7.2%

Getting to work

How 13342 commutes

57.7% of workers drove alone, and the average one-way trip takes 30.1 minutes. 36.0% work from home.

Mode of transport

Workers 16 and older

Drove alone57.7%
Walked6.3%
Worked from home36.0%

Travel time

Mean commute 30.1 minutes

<10 min9.9%
10-1916.9%
20-290.0%
30-4473.2%
45-590.0%
60+0.0%

Overview

Understanding ZIP code 13342

ZIP code 13342 is assigned to Garrattsville, NY, and falls within Otsego County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 263 people live inside it.

At 45 residents per square mile spread over 5.869 square miles, 13342 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $81,023 puts 13342 near the middle of the pack, ahead of 66% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Garrattsville looks like

The building stock is dominated by detached single-family houses, which account for 92.8% of housing units here. The median construction year is 1972, making the housing here from the later twentieth century. At 0.0%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 43.1 against 42 nationally. Households are relatively large at 3.17 people on average, with 60.2% classified as family households.

Getting to work takes 30.1 minutes on average one way. The dominant mode is drove alone at 57.7% of workers, while 36.0% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Garrattsville, NY

13342 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, New York, NY is about 146.8 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 13342 is used for

Beyond addressing mail, 13342 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 13342 offers a compact profile of Garrattsville: 263 residents, a median household income of $81,023, 41.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 1.8%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 13342 may cover parts of several distinct areas, and a single neighbourhood in Garrattsville may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 13342

What city is ZIP code 13342 in?
13342 serves Garrattsville, New York, in Otsego County, United States.
What is the population of 13342?
About 263 people live in ZIP code 13342, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±162. That works out to roughly 45 people per square mile.
What is the average income in 13342?
The median household income in 13342 is $81,023 per year, compared with a US median of $70,109. Per capita income is $26,429. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
Is 13342 a good place to live?
That depends on what you're looking for, but here are the facts: 41.4% of adults hold a bachelor's degree or higher, the unemployment rate is 1.8%, and the median age is 43.1. The average commute is 30.1 minutes. We publish the numbers and let you weigh them.
What time zone is 13342 in?
13342 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 13342?
ZIP code 13342 covers 5.869 square miles of land plus 0.053 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 13342 urban, suburban or rural?
By population density, 13342 reads as a rural area. It holds 45 people per square mile across 5.869 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 13342?
The average one-way commute from 13342 takes about 30.1 minutes. The most common way to travel is drove alone, used by 57.7% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 13342?
About 111 residents of 13342 are employed. Labor force participation stands at 64.2% and the unemployment rate is 1.8%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 13342?
Accommodation in and around Garrattsville, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 13342 cover more than one city or county?
This page lists Garrattsville as the primary place and Otsego County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 13342 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 13342. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 13342, the Census approximation of the USPS delivery area.