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ZIP Code13415

New Lisbon, NY

Otsego County · New York · United States
Home to 92 people across 2.059 square miles.

EasternOwner-majority32 ZIPs in county

At a glance

13415 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
92
±46 · bottom 10% nationally
Median household income
$85,417
US median $70,109 · 71th pctile
Median home value
$157,300
US median $207,500 · 33th pctile
Median age
60.7
US median 42 years
Population density
45/mi²
40th pctile most dense
Land area
2.059 mi²
negligible water area

Location

Where 13415 is

42.597126, -75.197316 · Census ZCTA internal pointOpen larger map →
Coordinates42.597126, -75.197316
Time zoneAmerica/New_York
CountyOtsego County
StateNew York (NY)
Land area2.059 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY144.0 mi
Philadelphia, PA182.7 mi
Boston, MA211.5 mi
Chicago, IL637.3 mi

People

Who lives in 13415

92 residents in 45 households, averaging 2.04 people per household. The largest age group is 55-64 at 44.6% of residents.

Age distribution

Share of residents by age band

Under 187.6%
18-240.0%
25-345.4%
35-443.3%
45-547.6%
55-6444.6%
65+31.5%

Households

Composition and size

Total households45
Average household size2.04
Family households60.0%
Living alone20.0%
Median age60.7 years
Households with internet100.0%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White96.7%
Two or more3.3%
Hispanic / Latino3.3%

Income & work

What people earn in 13415

The median household here earns $85,417 a year, above the US median of $70,109, which puts 13415 ahead of 71% of American ZIP codes. 25.0% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$85,417
LowestHighest
Higher than 71% of all US ZIP codes.
Median household income$85,417 ±$57,724
Per capita income$74,266
Poverty rate25.0%
Unemployment rate0.0%
Labor force participation78.4%

Household income distribution

Share of households in each bracket

<$25k22.2%
$25-50k0.0%
$50-75k26.7%
$75-100k13.3%
$100-150k13.3%
$150-200k0.0%
$200k+24.4%

Educational attainment among residents 25 and older: 38.8% hold a bachelor's degree or higher, 100.0% finished high school.

Housing

Homes and rent in 13415

A typical home is valued at $157,300. This is an owner-majority area — 100.0% of occupied homes are owned, and the typical building went up in 1966.

Costs

Typical values

Median home value$157,300
Median gross rent—/mo
Median year built1966
Housing units45
Vacancy rate0.0%

Own vs. rent

Of 45 occupied units

Owner-occupied100.0%
Renter-occupied0.0%
Owner households45
Renter households0

Building types

Units by structure size

Single family84.4%
20+ units15.6%

Getting to work

How 13415 commutes

82.6% of workers drove alone, and the average one-way trip takes 24.7 minutes. 17.4% work from home.

Mode of transport

Workers 16 and older

Drove alone82.6%
Worked from home17.4%

Travel time

Mean commute 24.7 minutes

<10 min0.0%
10-1943.9%
20-2935.1%
30-4410.5%
45-5910.5%
60+0.0%

Overview

Understanding ZIP code 13415

ZIP code 13415 is assigned to New Lisbon, NY, and falls within Otsego County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 92 people live inside it.

At 45 residents per square mile spread over 2.059 square miles, 13415 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $85,417, 13415 sits comfortably in the upper half, ahead of 71% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in New Lisbon looks like

Housing in 13415 costs below the national median. A typical home is valued at $157,300 against a US median of $207,500. Ownership dominates: 100.0% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 84.4% of housing units here. The median construction year is 1966, making the housing here mid-century. At 0.0%, vacancy is low — housing here is tightly held.

The population skews considerably older than the national median, with a median age of 60.7 against 42 nationally. The average household holds 2.04 people, and 60.0% are family households.

Getting to work takes 24.7 minutes on average one way. The dominant mode is drove alone at 82.6% of workers, while 17.4% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in New Lisbon, NY

13415 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, New York, NY is about 144.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 13415 is used for

Beyond addressing mail, 13415 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 13415 offers a compact profile of New Lisbon: 92 residents, a median household income of $85,417, 38.8% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 13415 may cover parts of several distinct areas, and a single neighbourhood in New Lisbon may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 13415

What city is ZIP code 13415 in?
13415 serves New Lisbon, New York, in Otsego County, United States.
What is the population of 13415?
About 92 people live in ZIP code 13415, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±46. That works out to roughly 45 people per square mile.
What is the average income in 13415?
The median household income in 13415 is $85,417 per year, compared with a US median of $70,109. Per capita income is $74,266. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 13415?
The median home value is $157,300 and median gross rent is — a month. 100.0% of occupied homes are owner-occupied.
Is 13415 a good place to live?
That depends on what you're looking for, but here are the facts: 38.8% of adults hold a bachelor's degree or higher, the unemployment rate is 0.0%, and the median age is 60.7. The average commute is 24.7 minutes. We publish the numbers and let you weigh them.
What time zone is 13415 in?
13415 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 13415?
ZIP code 13415 covers 2.059 square miles of land, per the US Census Bureau's 2023 Gazetteer files.
Is 13415 urban, suburban or rural?
By population density, 13415 reads as a rural area. It holds 45 people per square mile across 2.059 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 13415?
The average one-way commute from 13415 takes about 24.7 minutes. The most common way to travel is drove alone, used by 82.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 13415?
About 69 residents of 13415 are employed. Labor force participation stands at 78.4% and the unemployment rate is 0.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 13415?
Accommodation in and around New Lisbon, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 13415 cover more than one city or county?
This page lists New Lisbon as the primary place and Otsego County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 13415 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 13415. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 13415, the Census approximation of the USPS delivery area.