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ZIP Code13428

Palatine Bridge, NY

Montgomery County · New York · United States
Home to 1,470 people across 16.661 square miles.

Eastern15 ZIPs in county

At a glance

13428 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
1,470
±304 · 39th pctile nationally
Median household income
$73,250
US median $70,109 · 55th pctile
Median home value
$169,100
US median $207,500 · 37th pctile
Median age
52.2
US median 42 years
Population density
88/mi²
52th pctile most dense
Land area
16.661 mi²
plus 0.081 mi² water

Location

Where 13428 is

42.92189, -74.529374 · Census ZCTA internal pointOpen larger map →
Coordinates42.92189, -74.529374
Time zoneAmerica/New_York
CountyMontgomery County
StateNew York (NY)
Land area16.661 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

New York, NY155.0 mi
Boston, MA180.6 mi
Philadelphia, PA207.8 mi
Chicago, IL671.6 mi

People

Who lives in 13428

1,470 residents in 650 households, averaging 2.26 people per household. The largest age group is 65+ at 31.1% of residents.

Age distribution

Share of residents by age band

Under 1816.9%
18-243.8%
25-349.9%
35-4412.6%
45-549.6%
55-6416.1%
65+31.1%

Households

Composition and size

Total households650
Average household size2.26
Family households53.2%
Living alone36.8%
Median age52.2 years
Households with internet76.2%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White96.6%
Black0.3%
Asian0.1%
Other0.8%
Two or more2.2%
Hispanic / Latino0.5%

Income & work

What people earn in 13428

The median household here earns $73,250 a year, above the US median of $70,109, which puts 13428 ahead of 55% of American ZIP codes. 15.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$73,250
LowestHighest
Higher than 55% of all US ZIP codes.
Median household income$73,250 ±$18,837
Per capita income$40,258
Poverty rate15.1%
Unemployment rate3.3%
Labor force participation59.3%

Household income distribution

Share of households in each bracket

<$25k25.7%
$25-50k12.5%
$50-75k12.9%
$75-100k15.8%
$100-150k13.2%
$150-200k13.2%
$200k+6.6%

Educational attainment among residents 25 and older: 25.3% hold a bachelor's degree or higher, 95.2% finished high school.

Housing

Homes and rent in 13428

A typical home is valued at $169,100, and median rent runs $421 a month. This is an owner-majority area — 74.2% of occupied homes are owned, and the typical building went up in 1986.

Costs

Typical values

Median home value$169,100
Median gross rent$421/mo
Median year built1986
Housing units742
Vacancy rate12.4%

Own vs. rent

Of 650 occupied units

Owner-occupied74.2%
Renter-occupied25.8%
Owner households482
Renter households168

Building types

Units by structure size

Single family68.2%
2-4 units6.6%
5-19 units17.1%
20+ units8.1%

Getting to work

How 13428 commutes

82.0% of workers drove alone, and the average one-way trip takes 29.3 minutes.

Mode of transport

Workers 16 and older

Drove alone82.0%
Carpooled10.5%
Walked1.3%
Worked from home5.9%

Travel time

Mean commute 29.3 minutes

<10 min15.3%
10-1912.6%
20-2933.8%
30-4421.2%
45-599.0%
60+8.2%

Overview

Understanding ZIP code 13428

ZIP code 13428 is assigned to Palatine Bridge, NY, and falls within Montgomery County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 1,470 people live inside it.

At 88 residents per square mile spread over 16.661 square miles, 13428 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $73,250 puts 13428 near the middle of the pack, ahead of 55% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Palatine Bridge looks like

Housing in 13428 costs below the national median. A typical home is valued at $169,100 against a US median of $207,500, and median gross rent runs $421 a month. Ownership dominates: 74.2% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 68.2% of housing units here. The median construction year is 1986, making the housing here from the later twentieth century.

The population skews considerably older than the national median, with a median age of 52.2 against 42 nationally. The average household holds 2.26 people, and 53.2% are family households.

Getting to work takes 29.3 minutes on average one way. The dominant mode is drove alone at 82.0% of workers.

Where to stay

Where to stay in Palatine Bridge, NY

13428 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $421 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, New York, NY is about 155.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 13428 is used for

Beyond addressing mail, 13428 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 13428 offers a compact profile of Palatine Bridge: 1,470 residents, a median household income of $73,250, 25.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 13428 may cover parts of several distinct areas, and a single neighbourhood in Palatine Bridge may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 13428

What city is ZIP code 13428 in?
13428 serves Palatine Bridge, New York, in Montgomery County, United States.
What is the population of 13428?
About 1,470 people live in ZIP code 13428, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±304. That works out to roughly 88 people per square mile.
What is the average income in 13428?
The median household income in 13428 is $73,250 per year, compared with a US median of $70,109. Per capita income is $40,258. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 13428?
The median home value is $169,100 and median gross rent is $421 a month. 74.2% of occupied homes are owner-occupied.
Is 13428 a good place to live?
That depends on what you're looking for, but here are the facts: 25.3% of adults hold a bachelor's degree or higher, the unemployment rate is 3.3%, and the median age is 52.2. The average commute is 29.3 minutes. We publish the numbers and let you weigh them.
What time zone is 13428 in?
13428 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 13428?
ZIP code 13428 covers 16.661 square miles of land plus 0.081 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 13428 urban, suburban or rural?
By population density, 13428 reads as a rural area. It holds 88 people per square mile across 16.661 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 13428?
Median gross rent in 13428 is $421 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 650 occupied homes here, 168 are rented.
What is the commute like from 13428?
The average one-way commute from 13428 takes about 29.3 minutes. The most common way to travel is drove alone, used by 82.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 13428?
About 710 residents of 13428 are employed. Labor force participation stands at 59.3% and the unemployment rate is 3.3%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 13428?
Accommodation in and around Palatine Bridge, NY ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 13428 cover more than one city or county?
This page lists Palatine Bridge as the primary place and Montgomery County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 13428 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 13428. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 13428, the Census approximation of the USPS delivery area.