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ZIP Code28262

Charlotte, NC

Mecklenburg County · North Carolina · United States
Home to 45,884 people across 21.006 square miles.

EasternRenter-majority83 ZIPs in county

At a glance

28262 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
46k
±3,050 · top 5% nationally
Median household income
$66,757
US median $70,109 · 45th pctile
Median home value
$297,300
US median $207,500 · 70th pctile
Median age
30.2
US median 42 years
Population density
2,184/mi²
top 25% most dense
Land area
21.006 mi²
plus 0.091 mi² water

Location

Where 28262 is

35.322061, -80.739972 · Census ZCTA internal pointOpen larger map →
Coordinates35.322061, -80.739972
Time zoneAmerica/New_York
CountyMecklenburg County
StateNorth Carolina (NC)
Land area21.006 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA234.3 mi
Philadelphia, PA441.8 mi
New York, NY522.3 mi
Chicago, IL585.7 mi

People

Who lives in 28262

45,884 residents in 21,027 households, averaging 2.18 people per household. The largest age group is 25-34 at 25.7% of residents, and 47.9% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1819.9%
18-2415.3%
25-3425.7%
35-4411.6%
45-5412.6%
55-647.6%
65+7.4%

Households

Composition and size

Total households21,027
Average household size2.18
Family households43.0%
Living alone47.9%
Median age30.2 years
Households with internet94.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White27.2%
Black48.9%
Asian13.6%
Native American0.5%
Pacific Islander0.0%
Other4.5%
Two or more5.3%
Hispanic / Latino8.5%

Income & work

What people earn in 28262

The median household here earns $66,757 a year, below the US median of $70,109, which puts 28262 ahead of 45% of American ZIP codes. 12.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$66,757
LowestHighest
Higher than 45% of all US ZIP codes.
Median household income$66,757 ±$2,855
Per capita income$38,898
Poverty rate12.1%
Unemployment rate2.5%
Labor force participation73.8%

Household income distribution

Share of households in each bracket

<$25k14.7%
$25-50k20.6%
$50-75k23.2%
$75-100k14.8%
$100-150k14.0%
$150-200k5.8%
$200k+6.9%

Educational attainment among residents 25 and older: 46.6% hold a bachelor's degree or higher, 93.0% finished high school.

Housing

Homes and rent in 28262

A typical home is valued at $297,300, and median rent runs $1,481 a month. This is a renter-majority area — 69.7% of occupied homes are rented, and the typical building went up in 2003.

Costs

Typical values

Median home value$297,300
Median gross rent$1,481/mo
Median year built2003
Housing units23,449
Vacancy rate10.3%

Own vs. rent

Of 21,027 occupied units

Owner-occupied30.3%
Renter-occupied69.7%
Owner households6,365
Renter households14,662

Building types

Units by structure size

Single family35.4%
2-4 units1.8%
5-19 units54.4%
20+ units8.4%

Getting to work

How 28262 commutes

49.6% of workers drove alone, and the average one-way trip takes 25.6 minutes. 42.1% work from home.

Mode of transport

Workers 16 and older

Drove alone49.6%
Carpooled4.4%
Public transit1.2%
Walked2.0%
Worked from home42.1%

Travel time

Mean commute 25.6 minutes

<10 min9.4%
10-1931.9%
20-2927.9%
30-4422.8%
45-594.1%
60+4.0%

Overview

Understanding ZIP code 28262

ZIP code 28262 is assigned to Charlotte, NC, and falls within Mecklenburg County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 45,884 people live inside it.

At 2,184 residents per square mile spread over 21.006 square miles, 28262 reads as a suburban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $66,757 puts 28262 near the middle of the pack, ahead of 45% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Charlotte looks like

Housing in 28262 costs close to the national median. A typical home is valued at $297,300 against a US median of $207,500, and median gross rent runs $1,481 a month. This is firmly renter territory — 69.7% of occupied homes are rented, a pattern typical of city centres, student areas and neighbourhoods with a lot of apartment stock.

The building stock is dominated by mid-sized apartment buildings, which account for 54.4% of housing units here. The median construction year is 2003, making the housing here relatively modern.

The population skews younger than the country as a whole, with a median age of 30.2 against 42 nationally. The average household holds 2.18 people, and 43.0% are family households.

Getting to work takes 25.6 minutes on average one way. The dominant mode is drove alone at 49.6% of workers, while 42.1% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Charlotte, NC

Charlotte is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.

Median rent in 28262 is $1,481 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Atlanta, GA is about 234.3 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 28262 is used for

Beyond addressing mail, 28262 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28262 offers a compact profile of Charlotte: 45,884 residents, a median household income of $66,757, 46.6% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28262 may cover parts of several distinct areas, and a single neighbourhood in Charlotte may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 28262

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every North Carolina ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Charlotte

Charlotte is served by 74 postal codes.

More in Mecklenburg County

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Questions

Common questions about 28262

What city is ZIP code 28262 in?
28262 serves Charlotte, North Carolina, in Mecklenburg County, United States.
What is the population of 28262?
About 45,884 people live in ZIP code 28262, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±3,050. That works out to roughly 2,184 people per square mile.
What is the average income in 28262?
The median household income in 28262 is $66,757 per year, compared with a US median of $70,109. Per capita income is $38,898. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28262?
The median home value is $297,300 and median gross rent is $1,481 a month. 30.3% of occupied homes are owner-occupied.
Is 28262 a good place to live?
That depends on what you're looking for, but here are the facts: 46.6% of adults hold a bachelor's degree or higher, the unemployment rate is 2.5%, and the median age is 30.2. The average commute is 25.6 minutes. We publish the numbers and let you weigh them.
What time zone is 28262 in?
28262 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28262?
ZIP code 28262 covers 21.006 square miles of land plus 0.091 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28262 urban, suburban or rural?
By population density, 28262 reads as a suburban area. It holds 2,184 people per square mile across 21.006 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 28262?
Median gross rent in 28262 is $1,481 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 21,027 occupied homes here, 14,662 are rented.
What is the commute like from 28262?
The average one-way commute from 28262 takes about 25.6 minutes. The most common way to travel is drove alone, used by 49.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28262?
About 27,029 residents of 28262 are employed. Labor force participation stands at 73.8% and the unemployment rate is 2.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28262?
Accommodation in and around Charlotte, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28262 cover more than one city or county?
This page lists Charlotte as the primary place and Mecklenburg County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28262 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28262. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28262, the Census approximation of the USPS delivery area.