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ZIP Code45402

Dayton, OH

Montgomery County · Ohio · United States
Home to 9,964 people across 4.366 square miles.

EasternRenter-majority51 ZIPs in county

At a glance

45402 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
9,964
±1,057 · 71th pctile nationally
Median household income
$45,386
US median $70,109 · bottom 25%
Median home value
$105,900
US median $207,500 · bottom 25%
Median age
35.9
US median 42 years
Population density
2,282/mi²
top 25% most dense
Land area
4.366 mi²
plus 0.141 mi² water

Location

Where 45402 is

39.760114, -84.207627 · Census ZCTA internal pointOpen larger map →
Coordinates39.760114, -84.207627
Time zoneAmerica/New_York
CountyMontgomery County
StateOhio (OH)
Land area4.366 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL231.1 mi
Atlanta, GA415.4 mi
Philadelphia, PA479.6 mi
New York, NY541.8 mi

People

Who lives in 45402

9,964 residents in 4,680 households, averaging 2.13 people per household. The largest age group is under 18 at 21.8% of residents, and 55.3% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1821.8%
18-248.6%
25-3417.2%
35-4415.0%
45-5412.8%
55-6412.0%
65+12.6%

Households

Composition and size

Total households4,680
Average household size2.13
Family households36.5%
Living alone55.3%
Median age35.9 years
Households with internet80.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White32.9%
Black56.8%
Asian0.5%
Native American0.5%
Other2.6%
Two or more6.8%
Hispanic / Latino5.4%

Income & work

What people earn in 45402

The median household here earns $45,386 a year, below the US median of $70,109, which puts 45402 ahead of 11% of American ZIP codes. 24.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$45,386
LowestHighest
Higher than 11% of all US ZIP codes.
Median household income$45,386 ±$7,169
Per capita income$31,861
Poverty rate24.5%
Unemployment rate7.1%
Labor force participation53.5%

Household income distribution

Share of households in each bracket

<$25k35.1%
$25-50k19.2%
$50-75k14.7%
$75-100k9.0%
$100-150k10.5%
$150-200k7.4%
$200k+4.1%

Educational attainment among residents 25 and older: 29.7% hold a bachelor's degree or higher, 88.4% finished high school.

Housing

Homes and rent in 45402

A typical home is valued at $105,900, and median rent runs $921 a month. This is a renter-majority area — 62.8% of occupied homes are rented, and the typical building went up in 1938.

Costs

Typical values

Median home value$105,900
Median gross rent$921/mo
Median year built1938
Housing units6,484
Vacancy rate27.8%

Own vs. rent

Of 4,680 occupied units

Owner-occupied37.2%
Renter-occupied62.8%
Owner households1,742
Renter households2,938

Building types

Units by structure size

Single family64.1%
2-4 units6.8%
5-19 units12.3%
20+ units16.8%

Getting to work

How 45402 commutes

71.5% of workers drove alone, and the average one-way trip takes 21.5 minutes. 16.0% work from home.

Mode of transport

Workers 16 and older

Drove alone71.5%
Carpooled5.6%
Public transit2.8%
Walked3.6%
Bike0.5%
Worked from home16.0%

Travel time

Mean commute 21.5 minutes

<10 min17.8%
10-1939.2%
20-2925.4%
30-4411.7%
45-591.0%
60+5.0%

Overview

Understanding ZIP code 45402

ZIP code 45402 is assigned to Dayton, OH, and falls within Montgomery County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 9,964 people live inside it.

At 2,282 residents per square mile spread over 4.366 square miles, 45402 reads as a suburban area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $45,386, 45402 ranks among the lower-income postal codes, ahead of 11% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Dayton looks like

Housing in 45402 costs below the national median. A typical home is valued at $105,900 against a US median of $207,500, and median gross rent runs $921 a month. The split between owning and renting is fairly even at 37.2% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 64.1% of housing units here. The median construction year is 1938, making the housing here largely pre-war. The vacancy rate of 27.8% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews younger than the country as a whole, with a median age of 35.9 against 42 nationally. The average household holds 2.13 people, and 36.5% are family households.

Getting to work takes 21.5 minutes on average one way. The dominant mode is drove alone at 71.5% of workers, while 16.0% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Dayton, OH

Dayton is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.

Median rent in 45402 is $921 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 231.1 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 45402 is used for

Beyond addressing mail, 45402 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 45402 offers a compact profile of Dayton: 9,964 residents, a median household income of $45,386, 29.7% of adults holding a bachelor's degree or higher, and an unemployment rate of 7.1%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 45402 may cover parts of several distinct areas, and a single neighbourhood in Dayton may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 45402

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Ohio ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Dayton

Dayton is served by 43 postal codes.

More in Montgomery County

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Questions

Common questions about 45402

What city is ZIP code 45402 in?
45402 serves Dayton, Ohio, in Montgomery County, United States.
What is the population of 45402?
About 9,964 people live in ZIP code 45402, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,057. That works out to roughly 2,282 people per square mile.
What is the average income in 45402?
The median household income in 45402 is $45,386 per year, compared with a US median of $70,109. Per capita income is $31,861. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 45402?
The median home value is $105,900 and median gross rent is $921 a month. 37.2% of occupied homes are owner-occupied.
Is 45402 a good place to live?
That depends on what you're looking for, but here are the facts: 29.7% of adults hold a bachelor's degree or higher, the unemployment rate is 7.1%, and the median age is 35.9. The average commute is 21.5 minutes. We publish the numbers and let you weigh them.
What time zone is 45402 in?
45402 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 45402?
ZIP code 45402 covers 4.366 square miles of land plus 0.141 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 45402 urban, suburban or rural?
By population density, 45402 reads as a suburban area. It holds 2,282 people per square mile across 4.366 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 45402?
Median gross rent in 45402 is $921 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 4,680 occupied homes here, 2,938 are rented.
What is the commute like from 45402?
The average one-way commute from 45402 takes about 21.5 minutes. The most common way to travel is drove alone, used by 71.5% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 45402?
About 3,900 residents of 45402 are employed. Labor force participation stands at 53.5% and the unemployment rate is 7.1%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 45402?
Accommodation in and around Dayton, OH ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 45402 cover more than one city or county?
This page lists Dayton as the primary place and Montgomery County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 45402 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 45402. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 45402, the Census approximation of the USPS delivery area.