Dayton, OH

ZIP code 45416 is assigned to Dayton, OH, and falls within Montgomery County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 5,353 people live inside it.

At 2,764 residents per square mile spread over 1.937 square miles, 45416 reads as a suburban area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $45,710, 45416 ranks among the lower-income postal codes, ahead of 11% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 45416 costs well below the national median. A typical home is valued at $76,000 against a US median of $207,500, and median gross rent runs $1,123 a month. The split between owning and renting is fairly even at 63.8% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 98.2% of housing units here. The median construction year is 1958, making the housing here mid-century.

The population skews broadly in line with the national age profile, with a median age of 42.1 against 42 nationally. The average household holds 2.49 people, and 60.7% are family households.

Getting to work takes 22.7 minutes on average one way. The dominant mode is drove alone at 73.1% of workers, while 10.2% take public transit. Commute patterns are one of the better proxies for how a place actually functions day to day.

Beyond addressing mail, 45416 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 45416 offers a compact profile of Dayton: 5,353 residents, a median household income of $45,710, 13.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 45416 may cover parts of several distinct areas, and a single neighbourhood in Dayton may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.