El Dorado Springs, MO

ZIP code 64744 is assigned to El Dorado Springs, MO, and falls within Cedar County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 8,547 people live inside it.

At 34 residents per square mile spread over 250.098 square miles, 64744 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $44,362, 64744 ranks among the lower-income postal codes, ahead of 10% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 64744 costs below the national median. A typical home is valued at $164,100 against a US median of $207,500, and median gross rent runs $856 a month. The split between owning and renting is fairly even at 67.3% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 76.6% of housing units here. The median construction year is 1975, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 40.4 against 42 nationally. The average household holds 2.65 people, and 61.2% are family households.

Getting to work takes 25.2 minutes on average one way. The dominant mode is drove alone at 79.3% of workers.

Beyond addressing mail, 64744 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 64744 offers a compact profile of El Dorado Springs: 8,547 residents, a median household income of $44,362, 13.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 64744 may cover parts of several distinct areas, and a single neighbourhood in El Dorado Springs may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.