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ZIP Code64781

Roscoe, MO

St. Clair County · Missouri · United States
Home to 92 people across 0.8 square miles.

Central5 ZIPs in county

At a glance

64781 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
92
±59 · bottom 10% nationally
Median household income
$44,000
US median $70,109 · bottom 10%
Median home value
$71,100
US median $207,500 · bottom 10%
Median age
39.3
US median 42 years
Population density
115/mi²
56th pctile most dense
Land area
0.8 mi²
negligible water area

Location

Where 64781 is

37.976643, -93.817473 · Census ZCTA internal pointOpen larger map →
Coordinates37.976643, -93.817473
Time zoneAmerica/Chicago
CountySt. Clair County
StateMissouri (MO)
Land area0.8 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Dallas, TX396.5 mi
Chicago, IL424.2 mi
Houston, TX574.6 mi
Atlanta, GA603.0 mi

People

Who lives in 64781

92 residents in 40 households, averaging 2.3 people per household. The largest age group is under 18 at 32.6% of residents, and 42.5% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1832.6%
18-243.3%
25-3413.0%
35-444.3%
45-5410.9%
55-649.8%
65+26.1%

Households

Composition and size

Total households40
Average household size2.3
Family households57.5%
Living alone42.5%
Median age39.3 years
Households with internet65.0%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White93.5%
Two or more6.5%

Income & work

What people earn in 64781

The median household here earns $44,000 a year, below the US median of $70,109, which puts 64781 ahead of 9% of American ZIP codes. 7.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$44,000
LowestHighest
Higher than 9% of all US ZIP codes.
Median household income$44,000 ±$9,419
Per capita income$18,548
Poverty rate7.6%
Unemployment rate0.0%
Labor force participation46.8%

Household income distribution

Share of households in each bracket

<$25k17.5%
$25-50k45.0%
$50-75k30.0%
$75-100k2.5%
$100-150k0.0%
$150-200k5.0%
$200k+0.0%

Educational attainment among residents 25 and older: 10.2% hold a bachelor's degree or higher, 84.7% finished high school.

Housing

Homes and rent in 64781

A typical home is valued at $71,100. This is an owner-majority area — 75.0% of occupied homes are owned, and the typical building went up in 1941.

Costs

Typical values

Median home value$71,100
Median gross rent—/mo
Median year built1941
Housing units65
Vacancy rate38.5%

Own vs. rent

Of 40 occupied units

Owner-occupied75.0%
Renter-occupied25.0%
Owner households30
Renter households10

Building types

Units by structure size

Single family80.0%
20+ units18.5%
Mobile / other1.5%

Getting to work

How 64781 commutes

65.5% of workers drove alone, and the average one-way trip takes 25.4 minutes.

Mode of transport

Workers 16 and older

Drove alone65.5%
Carpooled27.6%

Travel time

Mean commute 25.4 minutes

<10 min13.8%
10-1934.5%
20-2910.3%
30-4434.5%
45-593.4%
60+3.4%

Overview

Understanding ZIP code 64781

ZIP code 64781 is assigned to Roscoe, MO, and falls within St. Clair County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 92 people live inside it.

At 115 residents per square mile spread over 0.8 square miles, 64781 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $44,000, 64781 ranks among the lower-income postal codes, ahead of 9% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Roscoe looks like

Housing in 64781 costs well below the national median. A typical home is valued at $71,100 against a US median of $207,500. Ownership dominates: 75.0% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 80.0% of housing units here. The median construction year is 1941, making the housing here largely pre-war. The vacancy rate of 38.5% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews broadly in line with the national age profile, with a median age of 39.3 against 42 nationally. The average household holds 2.3 people, and 57.5% are family households.

Getting to work takes 25.4 minutes on average one way. The dominant mode is drove alone at 65.5% of workers.

Where to stay

Where to stay in Roscoe, MO

64781 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

For reference, Dallas, TX is about 396.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 64781 is used for

Beyond addressing mail, 64781 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 64781 offers a compact profile of Roscoe: 92 residents, a median household income of $44,000, 10.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 64781 may cover parts of several distinct areas, and a single neighbourhood in Roscoe may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 64781

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Missouri ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in St. Clair County

Look up another

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Questions

Common questions about 64781

What city is ZIP code 64781 in?
64781 serves Roscoe, Missouri, in St. Clair County, United States.
What is the population of 64781?
About 92 people live in ZIP code 64781, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±59. That works out to roughly 115 people per square mile.
What is the average income in 64781?
The median household income in 64781 is $44,000 per year, compared with a US median of $70,109. Per capita income is $18,548. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 64781?
The median home value is $71,100 and median gross rent is — a month. 75.0% of occupied homes are owner-occupied.
Is 64781 a good place to live?
That depends on what you're looking for, but here are the facts: 10.2% of adults hold a bachelor's degree or higher, the unemployment rate is 0.0%, and the median age is 39.3. The average commute is 25.4 minutes. We publish the numbers and let you weigh them.
What time zone is 64781 in?
64781 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 64781?
ZIP code 64781 covers 0.8 square miles of land, per the US Census Bureau's 2023 Gazetteer files.
Is 64781 urban, suburban or rural?
By population density, 64781 reads as a rural area. It holds 115 people per square mile across 0.8 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 64781?
The average one-way commute from 64781 takes about 25.4 minutes. The most common way to travel is drove alone, used by 65.5% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 64781?
About 29 residents of 64781 are employed. Labor force participation stands at 46.8% and the unemployment rate is 0.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 64781?
Accommodation in and around Roscoe, MO ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 64781 cover more than one city or county?
This page lists Roscoe as the primary place and St. Clair County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 64781 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 64781. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 64781, the Census approximation of the USPS delivery area.